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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST UNITED BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST UNITED BANK, N.A. |
| Address | 8095 E. BELLEVIEW AVENUE
ENGLEWOOD, CO 80111 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 10 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $626,000 |
| Average Mortgage Loan Amount Applied For | $80,285 |
| Highest Mortgage Loan Amount Applied For | $330,000 |
| Average Applicant Income | $142,571 |
| Highest Applicant Income | $544,000 |
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| Home Improvement |
8 | $155,000 |
$19,000 | $50,000 |
$43,000 | $67,000 |
| Home Purchase |
1 | $141,000 |
$141,000 | $141,000 |
$544,000 | $544,000 |
| Refinancing |
1 | $330,000 |
$330,000 | $330,000 |
$225,000 | $225,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$22,000 | $22,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $380,000 |
$190,000 | $330,000 |
$137,000 | $225,000 |
| White |
7 | $241,000 |
$34,000 | $141,000 |
$116,000 | $544,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10 | $626,000 |
$62,000 | $330,000 |
$111,000 | $544,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $5,000 |
$5,000 | $5,000 |
$45,000 | $45,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $621,000 |
$69,000 | $330,000 |
$118,000 | $544,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $5,000 |
$5,000 | $5,000 |
$45,000 | $45,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST UNITED BANK, N.A. by:
Metropolitan Area And
County
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