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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST UTAH BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST UTAH BANK |
| Address | 3826 SOUTH 2300 EAST
SALT LAKE CITY, UT 84109 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,084,000 |
| Average Mortgage Loan Amount Applied For | $137,750 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
5 | $1,765,000 |
$353,000 | $1,750,000 |
$77,000 | $240,000 |
| Home Purchase |
16 | $2,694,000 |
$168,000 | $255,000 |
$112,000 | $300,000 |
| Refinancing |
3 | $625,000 |
$208,000 | $395,000 |
$159,000 | $288,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $85,000 |
$85,000 | $85,000 |
$41,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $4,999,000 |
$217,000 | $1,750,000 |
$114,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $5,084,000 |
$211,000 | $1,750,000 |
$111,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $188,000 |
$47,000 | $85,000 |
$41,000 | $48,000 |
| Application Withdrawn By Applicant |
2 | $340,000 |
$170,000 | $220,000 |
$148,000 | $264,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $4,556,000 |
$253,000 | $1,750,000 |
$122,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $98,000 |
$49,000 | $78,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $5,000 |
$5,000 | $5,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $85,000 |
$85,000 | $85,000 |
$41,000 | $41,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST UTAH BANK by:
Metropolitan Area And
County
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