|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST VICTORIA NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST VICTORIA NATIONAL BANK |
| Address | 101 S. MAIN
VICTORIA, TX 77901 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 518 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,955,000 |
| Average Mortgage Loan Amount Applied For | $101,714 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $83,571 |
| Highest Applicant Income | $1,175,000 |
|
|
|
| Home Improvement |
131 | $5,943,000 |
$45,000 | $204,000 |
$67,000 | $561,000 |
| Home Purchase |
264 | $29,897,000 |
$113,000 | $570,000 |
$88,000 | $1,175,000 |
| Refinancing |
123 | $14,115,000 |
$114,000 | $1,200,000 |
$90,000 | $650,000 |
|
|
| American Indian or Alaskan Native |
1 | $180,000 |
$180,000 | $180,000 |
$95,000 | $95,000 |
| Asian |
5 | $463,000 |
$92,000 | $158,000 |
$40,000 | $65,000 |
| Black or African American |
13 | $434,000 |
$33,000 | $82,000 |
$33,000 | $69,000 |
| Hispanic |
76 | $5,096,000 |
$67,000 | $351,000 |
$61,000 | $288,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $86,000 |
$86,000 | $86,000 |
$41,000 | $41,000 |
| Not applicable |
15 | $2,879,000 |
$191,000 | $1,200,000 |
$0 | $0 |
| Not Provided |
58 | $7,105,000 |
$122,000 | $750,000 |
$106,000 | $360,000 |
| White |
349 | $33,712,000 |
$96,000 | $570,000 |
$90,000 | $1,175,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
518 | $49,955,000 |
$96,000 | $1,200,000 |
$83,000 | $1,175,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
38 | $4,158,000 |
$109,000 | $383,000 |
$67,000 | $154,000 |
| Application Denied By Financial Institution |
62 | $4,110,000 |
$66,000 | $264,000 |
$50,000 | $144,000 |
| Application Withdrawn By Applicant |
41 | $3,999,000 |
$97,000 | $325,000 |
$63,000 | $201,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
377 | $37,688,000 |
$99,000 | $1,200,000 |
$93,000 | $1,175,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
48 | $2,974,000 |
$61,000 | $264,000 |
$48,000 | $144,000 |
| Debt-To-Income Ratio |
13 | $1,108,000 |
$85,000 | $220,000 |
$53,000 | $98,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $28,000 |
$28,000 | $28,000 |
$78,000 | $78,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST VICTORIA NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
