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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST VIRGINIA BANK BLUE RIDGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST VIRGINIA BANK BLUE RIDGE |
| Address | 223 WEST NASH STREET
WILSON, NC 27893 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $88,001,000 |
| Average Mortgage Loan Amount Applied For | $74,405 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $55,702 |
| Highest Applicant Income | $547,000 |
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| Home Improvement (one-to-four family) |
90 | $2,727,000 |
$25,000 | $208,000 |
$39,500 | $547,000 |
| Home Purchase (one-to-four family) |
98 | $6,932,000 |
$65,500 | $300,000 |
$58,000 | $340,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
924 | $78,342,000 |
$89,000 | $500,000 |
$49,500 | $531,000 |
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| American Indian or Alaskan Native |
4 | $419,000 |
$104,000 | $145,000 |
$54,000 | $77,000 |
| Asian or Pacific Islander |
6 | $771,000 |
$128,000 | $270,000 |
$57,000 | $123,000 |
| Black |
33 | $1,949,000 |
$59,000 | $129,000 |
$44,000 | $102,000 |
| Hispanic |
16 | $971,000 |
$121,500 | $192,000 |
$48,500 | $106,000 |
| Information not provided by applicant in mail or telephone application |
35 | $2,583,000 |
$65,000 | $260,000 |
$48,500 | $139,000 |
| Not applicable |
1 | $7,000 |
$7,000 | $7,000 |
$0 | $0 |
| Other |
2 | $175,000 |
$87,000 | $120,000 |
$9,000 | $19,000 |
| White |
1,015 | $81,126,000 |
$78,000 | $500,000 |
$50,000 | $547,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,106 | $87,963,000 |
$80,000 | $500,000 |
$49,000 | $547,000 |
| FHA-insured (Federal Housing Administration) |
6 | $38,000 |
$6,000 | $12,000 |
$45,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
75 | $6,250,000 |
$88,000 | $270,000 |
$65,500 | $151,000 |
| Application Denied By Financial Institution |
103 | $7,944,000 |
$75,000 | $270,000 |
$40,500 | $90,000 |
| Application Withdrawn By Applicant |
66 | $6,247,000 |
$94,000 | $500,000 |
$58,000 | $291,000 |
| File Closed For Incompleteness |
7 | $751,000 |
$114,500 | $208,000 |
$37,500 | $124,000 |
| Loan Originated |
861 | $66,809,000 |
$78,000 | $468,000 |
$52,000 | $547,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $718,000 |
$89,000 | $146,000 |
$62,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
37 | $2,230,000 |
$57,500 | $122,000 |
$43,500 | $81,000 |
| Debt-To-Income Ratio |
55 | $4,869,000 |
$139,000 | $270,000 |
$46,000 | $86,000 |
| Employment History |
3 | $127,000 |
$34,000 | $75,000 |
$19,500 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST VIRGINIA BANK BLUE RIDGE by:
Metropolitan Area And
County
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