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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST WESTERN BANK CUSTER
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST WESTERN BANK CUSTER |
| Address | 648 MOUNT RUSHMORE ROAD
CUSTER, SD 57730 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 94 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,975,000 |
| Average Mortgage Loan Amount Applied For | $109,571 |
| Highest Mortgage Loan Amount Applied For | $420,000 |
| Average Applicant Income | $58,285 |
| Highest Applicant Income | $539,000 |
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| Home Improvement |
14 | $541,000 |
$38,000 | $100,000 |
$40,000 | $112,000 |
| Home Purchase |
54 | $6,546,000 |
$121,000 | $420,000 |
$64,000 | $539,000 |
| Refinancing |
26 | $3,888,000 |
$181,500 | $406,000 |
$55,000 | $426,000 |
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| American Indian or Alaskan Native |
1 | $129,000 |
$129,000 | $129,000 |
$96,000 | $96,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $253,000 |
$253,000 | $253,000 |
$121,000 | $121,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $760,000 |
$190,000 | $312,000 |
$43,000 | $173,000 |
| Not Provided |
5 | $639,000 |
$161,000 | $230,000 |
$44,000 | $110,000 |
| White |
83 | $9,194,000 |
$110,000 | $420,000 |
$64,000 | $539,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
91 | $10,599,000 |
$166,000 | $420,000 |
$51,000 | $539,000 |
| FHA-insured (Federal Housing Administration) |
1 | $45,000 |
$45,000 | $45,000 |
$57,000 | $57,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $111,000 |
$111,000 | $111,000 |
$44,000 | $44,000 |
| VA-guaranteed (Veterans Administration) |
1 | $220,000 |
$220,000 | $220,000 |
$47,000 | $47,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $810,000 |
$101,000 | $230,000 |
$45,000 | $69,000 |
| Application Withdrawn By Applicant |
10 | $953,000 |
$149,000 | $217,000 |
$45,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
76 | $9,212,000 |
$121,000 | $420,000 |
$70,000 | $539,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST WESTERN BANK CUSTER by:
Metropolitan Area And
County
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