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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST WESTERN BANK STURGIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST WESTERN BANK STURGIS |
| Address | PO BOX 9
STURGIS, SD 57785 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 516 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $64,204,000 |
| Average Mortgage Loan Amount Applied For | $123,166 |
| Highest Mortgage Loan Amount Applied For | $7,000,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $2,461,000 |
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| Home Improvement |
47 | $1,824,000 |
$38,000 | $168,000 |
$72,000 | $294,000 |
| Home Purchase |
286 | $31,569,000 |
$110,000 | $515,000 |
$74,000 | $1,813,000 |
| Refinancing |
183 | $30,811,000 |
$168,000 | $7,000,000 |
$144,000 | $2,461,000 |
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| American Indian or Alaskan Native |
3 | $117,000 |
$39,000 | $46,000 |
$33,000 | $50,000 |
| Asian |
1 | $160,000 |
$160,000 | $160,000 |
$120,000 | $120,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
8 | $407,000 |
$50,000 | $177,000 |
$30,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $5,681,000 |
$258,000 | $2,500,000 |
$436,000 | $2,461,000 |
| Not Provided |
3 | $278,000 |
$92,000 | $125,000 |
$58,000 | $101,000 |
| White |
479 | $57,561,000 |
$120,000 | $7,000,000 |
$85,000 | $2,461,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
484 | $61,022,000 |
$126,000 | $7,000,000 |
$103,000 | $2,461,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
26 | $2,533,000 |
$97,000 | $168,000 |
$41,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
6 | $649,000 |
$108,000 | $159,000 |
$48,000 | $62,000 |
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| Application Approved But Not Accepted |
12 | $1,336,000 |
$111,000 | $208,000 |
$53,000 | $93,000 |
| Application Denied By Financial Institution |
47 | $3,555,000 |
$75,000 | $345,000 |
$43,000 | $180,000 |
| Application Withdrawn By Applicant |
24 | $2,821,000 |
$117,000 | $489,000 |
$82,000 | $549,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
433 | $56,492,000 |
$130,000 | $7,000,000 |
$107,000 | $2,461,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST WESTERN BANK STURGIS by:
Metropolitan Area And
County
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