|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST WESTROADS BANK, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST WESTROADS BANK, INC. |
| Address | 15750 WEST DODGE ROAD
OMAHA, NE 68118 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,818,000 |
| Average Mortgage Loan Amount Applied For | $186,500 |
| Highest Mortgage Loan Amount Applied For | $1,551,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $1,376,000 |
|
|
|
| Home Improvement |
15 | $3,955,000 |
$263,000 | $1,551,000 |
$221,000 | $1,376,000 |
| Home Purchase |
10 | $3,410,000 |
$341,000 | $1,100,000 |
$53,000 | $175,000 |
| Refinancing |
39 | $6,314,000 |
$161,000 | $968,000 |
$161,000 | $1,290,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $104,000 |
$52,000 | $87,000 |
$188,000 | $310,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $5,714,000 |
$357,000 | $1,551,000 |
$0 | $0 |
| Not Provided |
4 | $1,231,000 |
$307,000 | $897,000 |
$54,000 | $95,000 |
| White |
42 | $6,630,000 |
$157,000 | $1,200,000 |
$228,000 | $1,376,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $13,679,000 |
$213,000 | $1,551,000 |
$159,000 | $1,376,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $897,000 |
$897,000 | $897,000 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $2,420,000 |
$403,000 | $1,551,000 |
$46,000 | $150,000 |
| Application Withdrawn By Applicant |
10 | $3,257,000 |
$325,000 | $1,100,000 |
$83,000 | $175,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
47 | $7,105,000 |
$151,000 | $1,200,000 |
$192,000 | $1,376,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST WESTROADS BANK, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
