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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK FLORIDA |
| Address | 701 BRICKELL AVE SUITE 1700
MIAMI, FL 33131 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 347 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $255,770,000 |
| Average Mortgage Loan Amount Applied For | $1,063,571 |
| Highest Mortgage Loan Amount Applied For | $11,749,000 |
| Average Applicant Income | $288,142 |
| Highest Applicant Income | $5,981,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
207 | $175,282,000 |
$846,000 | $11,749,000 |
$401,000 | $5,981,000 |
| Refinancing |
140 | $80,488,000 |
$574,000 | $4,570,000 |
$414,000 | $3,600,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
13 | $8,187,000 |
$629,000 | $4,125,000 |
$541,000 | $1,691,000 |
| Black or African American |
11 | $1,706,000 |
$155,000 | $282,000 |
$169,000 | $630,000 |
| Hispanic |
146 | $74,797,000 |
$512,000 | $5,950,000 |
$282,000 | $1,500,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
115 | $128,785,000 |
$1,119,000 | $11,749,000 |
$590,000 | $5,981,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
62 | $42,295,000 |
$682,000 | $3,700,000 |
$375,000 | $3,539,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
347 | $255,770,000 |
$737,000 | $11,749,000 |
$407,000 | $5,981,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
38 | $34,299,000 |
$902,000 | $5,000,000 |
$414,000 | $1,691,000 |
| Application Denied By Financial Institution |
26 | $19,188,000 |
$738,000 | $3,150,000 |
$374,000 | $1,500,000 |
| Application Withdrawn By Applicant |
29 | $61,487,000 |
$2,120,000 | $11,749,000 |
$206,000 | $1,265,000 |
| File Closed For Incompleteness |
16 | $17,577,000 |
$1,098,000 | $5,500,000 |
$474,000 | $3,539,000 |
| Loan Originated |
238 | $123,219,000 |
$517,000 | $8,000,000 |
$429,000 | $5,981,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $3,959,000 |
$565,000 | $1,125,000 |
$214,000 | $360,000 |
| Debt-To-Income Ratio |
2 | $1,500,000 |
$750,000 | $1,000,000 |
$66,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $146,000 |
$146,000 | $146,000 |
$72,000 | $72,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
16 | $13,583,000 |
$848,000 | $3,150,000 |
$501,000 | $1,500,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK FLORIDA by:
Metropolitan Area And
County
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