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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK NORTH
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK NORTH |
| Address | 8800 WADSWORTH BOULEVARD
WESTMINSTER, CO 80020 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 121 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,298,000 |
| Average Mortgage Loan Amount Applied For | $276,555 |
| Highest Mortgage Loan Amount Applied For | $3,300,000 |
| Average Applicant Income | $103,888 |
| Highest Applicant Income | $503,000 |
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| Home Improvement |
44 | $1,183,000 |
$26,000 | $140,000 |
$91,000 | $329,000 |
| Home Purchase |
32 | $11,565,000 |
$361,000 | $3,300,000 |
$102,000 | $503,000 |
| Refinancing |
45 | $4,550,000 |
$101,000 | $466,000 |
$82,000 | $199,000 |
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| American Indian or Alaskan Native |
1 | $155,000 |
$155,000 | $155,000 |
$36,000 | $36,000 |
| Asian |
9 | $756,000 |
$84,000 | $190,000 |
$72,000 | $89,000 |
| Black or African American |
1 | $22,000 |
$22,000 | $22,000 |
$143,000 | $143,000 |
| Hispanic |
5 | $483,000 |
$96,000 | $320,000 |
$111,000 | $176,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $15,000 |
$15,000 | $15,000 |
$48,000 | $48,000 |
| Not applicable |
5 | $5,635,000 |
$1,127,000 | $3,300,000 |
$0 | $0 |
| Not Provided |
2 | $946,000 |
$473,000 | $788,000 |
$45,000 | $90,000 |
| White |
97 | $9,286,000 |
$95,000 | $715,000 |
$98,000 | $503,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $17,298,000 |
$142,000 | $3,300,000 |
$91,000 | $503,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
18 | $2,558,000 |
$142,000 | $425,000 |
$79,000 | $209,000 |
| Application Denied By Financial Institution |
11 | $3,915,000 |
$355,000 | $3,300,000 |
$69,000 | $216,000 |
| Application Withdrawn By Applicant |
3 | $1,130,000 |
$376,000 | $788,000 |
$37,000 | $69,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
89 | $9,695,000 |
$108,000 | $1,500,000 |
$98,000 | $503,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $261,000 |
$87,000 | $175,000 |
$115,000 | $216,000 |
| Debt-To-Income Ratio |
8 | $3,654,000 |
$456,000 | $3,300,000 |
$51,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK NORTH by:
Metropolitan Area And
County
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