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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK NORTHWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK NORTHWEST |
| Address | 920 MAIN STREET LEWISTON, ID 83501 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 819 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $110,714,000 |
| Average Mortgage Loan Amount Applied For | $141,194 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $828,000 |
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| Home Improvement |
144 | $8,594,000 |
$59,000 | $495,000 |
$65,000 | $531,000 |
| Home Purchase |
498 | $78,082,000 |
$156,000 | $1,000,000 |
$78,000 | $828,000 |
| Refinancing |
177 | $24,038,000 |
$135,000 | $1,200,000 |
$79,000 | $764,000 |
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| American Indian or Alaskan Native |
4 | $442,000 |
$110,000 | $177,000 |
$48,000 | $74,000 |
| Asian |
1 | $64,000 |
$64,000 | $64,000 |
$94,000 | $94,000 |
| Black or African American |
1 | $92,000 |
$92,000 | $92,000 |
$44,000 | $44,000 |
| Hispanic |
21 | $2,215,000 |
$105,000 | $495,000 |
$84,000 | $389,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $267,000 |
$133,000 | $196,000 |
$37,000 | $58,000 |
| Not applicable |
7 | $1,396,000 |
$199,000 | $600,000 |
$0 | $0 |
| Not Provided |
14 | $1,899,000 |
$135,000 | $328,000 |
$101,000 | $324,000 |
| White |
769 | $104,339,000 |
$135,000 | $1,200,000 |
$76,000 | $828,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
704 | $94,445,000 |
$134,000 | $1,200,000 |
$80,000 | $828,000 |
| FHA-insured (Federal Housing Administration) |
82 | $10,766,000 |
$131,000 | $203,000 |
$48,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $961,000 |
$137,000 | $209,000 |
$36,000 | $60,000 |
| VA-guaranteed (Veterans Administration) |
26 | $4,542,000 |
$174,000 | $287,000 |
$62,000 | $130,000 |
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| Application Approved But Not Accepted |
29 | $3,748,000 |
$129,000 | $1,000,000 |
$104,000 | $531,000 |
| Application Denied By Financial Institution |
79 | $9,476,000 |
$119,000 | $1,163,000 |
$58,000 | $380,000 |
| Application Withdrawn By Applicant |
47 | $7,318,000 |
$155,000 | $495,000 |
$59,000 | $144,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
664 | $90,172,000 |
$135,000 | $1,200,000 |
$78,000 | $828,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK NORTHWEST by:
Metropolitan Area And
County
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