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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF ADAMS COUNTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF ADAMS COUNTY |
| Address | 3990 EAST 104TH AVENUE
THORNTON, CO 80233 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,255,000 |
| Average Mortgage Loan Amount Applied For | $133,375 |
| Highest Mortgage Loan Amount Applied For | $375,000 |
| Average Applicant Income | $84,750 |
| Highest Applicant Income | $203,000 |
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| Home Improvement |
24 | $753,000 |
$31,000 | $116,000 |
$79,000 | $168,000 |
| Home Purchase |
13 | $2,201,000 |
$169,000 | $375,000 |
$80,000 | $203,000 |
| Refinancing |
38 | $4,301,000 |
$113,000 | $264,000 |
$65,000 | $126,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$62,000 | $62,000 |
| Asian |
3 | $97,000 |
$32,000 | $67,000 |
$45,000 | $70,000 |
| Black or African American |
1 | $182,000 |
$182,000 | $182,000 |
$71,000 | $71,000 |
| Hispanic |
10 | $971,000 |
$97,000 | $264,000 |
$56,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $226,000 |
$226,000 | $226,000 |
$72,000 | $72,000 |
| White |
59 | $5,754,000 |
$97,000 | $375,000 |
$76,000 | $203,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
75 | $7,255,000 |
$96,000 | $375,000 |
$72,000 | $203,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,855,000 |
$132,000 | $264,000 |
$58,000 | $126,000 |
| Application Denied By Financial Institution |
11 | $1,030,000 |
$93,000 | $375,000 |
$67,000 | $168,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $4,370,000 |
$87,000 | $294,000 |
$77,000 | $203,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $106,000 |
$53,000 | $90,000 |
$42,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $297,000 |
$59,000 | $155,000 |
$86,000 | $168,000 |
| Debt-To-Income Ratio |
4 | $627,000 |
$156,000 | $375,000 |
$58,000 | $89,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF ADAMS COUNTY by:
Metropolitan Area And
County
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