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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF ARAPAHOE COUNTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF ARAPAHOE COUNTY |
| Address | 8600 EAST ARAPAHOE ROAD
CENTENNIAL, CO 80112 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,964,000 |
| Average Mortgage Loan Amount Applied For | $165,666 |
| Highest Mortgage Loan Amount Applied For | $863,000 |
| Average Applicant Income | $95,111 |
| Highest Applicant Income | $820,000 |
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| Home Improvement |
25 | $714,000 |
$28,000 | $75,000 |
$119,000 | $300,000 |
| Home Purchase |
35 | $9,989,000 |
$285,000 | $863,000 |
$127,000 | $624,000 |
| Refinancing |
40 | $4,261,000 |
$106,000 | $358,000 |
$118,000 | $820,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $36,000 |
$18,000 | $30,000 |
$56,000 | $70,000 |
| Black or African American |
1 | $75,000 |
$75,000 | $75,000 |
$69,000 | $69,000 |
| Hispanic |
3 | $244,000 |
$81,000 | $179,000 |
$157,000 | $229,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,716,000 |
$171,000 | $248,000 |
$0 | $0 |
| Not Provided |
3 | $266,000 |
$88,000 | $188,000 |
$92,000 | $110,000 |
| White |
81 | $12,627,000 |
$155,000 | $863,000 |
$138,000 | $820,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
100 | $14,964,000 |
$149,000 | $863,000 |
$121,000 | $820,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $1,951,000 |
$243,000 | $750,000 |
$131,000 | $300,000 |
| Application Denied By Financial Institution |
9 | $1,252,000 |
$139,000 | $370,000 |
$85,000 | $200,000 |
| Application Withdrawn By Applicant |
2 | $509,000 |
$254,000 | $500,000 |
$80,000 | $125,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
81 | $11,252,000 |
$138,000 | $863,000 |
$125,000 | $820,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $117,000 |
$117,000 | $117,000 |
$200,000 | $200,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $142,000 |
$71,000 | $136,000 |
$95,000 | $120,000 |
| Debt-To-Income Ratio |
5 | $931,000 |
$186,000 | $370,000 |
$56,000 | $98,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $62,000 |
$62,000 | $62,000 |
$97,000 | $97,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF ARAPAHOE COUNTY by:
Metropolitan Area And
County
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