|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRSTBANK OF AURORA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRSTBANK OF AURORA |
| Address | 2300 SOUTH HAVANA STREET
AURORA, CO 80014 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,933,000 |
| Average Mortgage Loan Amount Applied For | $143,875 |
| Highest Mortgage Loan Amount Applied For | $2,508,000 |
| Average Applicant Income | $92,375 |
| Highest Applicant Income | $354,000 |
|
|
|
| Home Improvement |
45 | $1,470,000 |
$32,000 | $424,000 |
$91,000 | $269,000 |
| Home Purchase |
32 | $7,141,000 |
$223,000 | $2,508,000 |
$60,000 | $354,000 |
| Refinancing |
50 | $5,322,000 |
$106,000 | $297,000 |
$72,000 | $204,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $668,000 |
$83,000 | $178,000 |
$80,000 | $144,000 |
| Black or African American |
11 | $1,343,000 |
$122,000 | $297,000 |
$73,000 | $184,000 |
| Hispanic |
12 | $1,234,000 |
$102,000 | $323,000 |
$58,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $137,000 |
$68,000 | $100,000 |
$35,000 | $41,000 |
| Not applicable |
4 | $3,174,000 |
$793,000 | $2,508,000 |
$0 | $0 |
| Not Provided |
4 | $684,000 |
$171,000 | $417,000 |
$73,000 | $111,000 |
| White |
86 | $6,693,000 |
$77,000 | $431,000 |
$83,000 | $354,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $13,933,000 |
$109,000 | $2,508,000 |
$76,000 | $354,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
16 | $2,001,000 |
$125,000 | $495,000 |
$77,000 | $190,000 |
| Application Denied By Financial Institution |
25 | $2,585,000 |
$103,000 | $323,000 |
$44,000 | $120,000 |
| Application Withdrawn By Applicant |
5 | $498,000 |
$99,000 | $205,000 |
$100,000 | $144,000 |
| File Closed For Incompleteness |
1 | $297,000 |
$297,000 | $297,000 |
$156,000 | $156,000 |
| Loan Originated |
80 | $8,552,000 |
$106,000 | $2,508,000 |
$83,000 | $354,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $365,000 |
$60,000 | $100,000 |
$48,000 | $120,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,041,000 |
$94,000 | $323,000 |
$50,000 | $111,000 |
| Debt-To-Income Ratio |
8 | $1,179,000 |
$147,000 | $250,000 |
$34,000 | $73,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRSTBANK OF AURORA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
