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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF DENVER
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF DENVER |
| Address | 370 17TH STREET
DENVER, CO 80202 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 157 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $52,632,000 |
| Average Mortgage Loan Amount Applied For | $432,538 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,800,000 |
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| Home Improvement |
27 | $3,869,000 |
$143,000 | $1,550,000 |
$147,000 | $2,000,000 |
| Home Purchase |
94 | $34,416,000 |
$366,000 | $3,000,000 |
$133,000 | $2,800,000 |
| Refinancing |
36 | $14,347,000 |
$398,000 | $2,111,000 |
$149,000 | $750,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $988,000 |
$988,000 | $988,000 |
$741,000 | $741,000 |
| Black or African American |
5 | $340,000 |
$68,000 | $190,000 |
$38,000 | $52,000 |
| Hispanic |
13 | $2,521,000 |
$193,000 | $580,000 |
$121,000 | $232,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
42 | $24,760,000 |
$589,000 | $3,000,000 |
$0 | $0 |
| Not Provided |
2 | $115,000 |
$57,000 | $65,000 |
$63,000 | $66,000 |
| White |
94 | $23,908,000 |
$254,000 | $2,462,000 |
$205,000 | $2,800,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
157 | $52,632,000 |
$335,000 | $3,000,000 |
$139,000 | $2,800,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $2,971,000 |
$174,000 | $361,000 |
$72,000 | $232,000 |
| Application Denied By Financial Institution |
8 | $1,039,000 |
$129,000 | $323,000 |
$56,000 | $81,000 |
| Application Withdrawn By Applicant |
3 | $2,162,000 |
$720,000 | $1,585,000 |
$237,000 | $500,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
120 | $38,916,000 |
$324,000 | $3,000,000 |
$162,000 | $2,800,000 |
| Loan Purchased By The Institution |
9 | $7,544,000 |
$838,000 | $2,508,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $34,000 |
$34,000 | $34,000 |
$66,000 | $66,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $240,000 |
$120,000 | $190,000 |
$54,000 | $66,000 |
| Debt-To-Income Ratio |
4 | $614,000 |
$153,000 | $323,000 |
$52,000 | $81,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $151,000 |
$151,000 | $151,000 |
$70,000 | $70,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF DENVER by:
Metropolitan Area And
County
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