|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRSTBANK OF DOUGLAS COUNTY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRSTBANK OF DOUGLAS COUNTY |
| Address | 2 PLUM CREEK PARKWAY
CASTLE ROCK, CO 80104 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,554,000 |
| Average Mortgage Loan Amount Applied For | $262,555 |
| Highest Mortgage Loan Amount Applied For | $1,988,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $1,090,000 |
|
|
|
| Home Improvement |
24 | $829,000 |
$34,000 | $100,000 |
$86,000 | $191,000 |
| Home Purchase |
50 | $16,290,000 |
$325,000 | $1,988,000 |
$104,000 | $1,090,000 |
| Refinancing |
54 | $8,435,000 |
$156,000 | $500,000 |
$84,000 | $251,000 |
|
|
| American Indian or Alaskan Native |
1 | $110,000 |
$110,000 | $110,000 |
$26,000 | $26,000 |
| Asian |
2 | $54,000 |
$27,000 | $28,000 |
$90,000 | $123,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
8 | $1,386,000 |
$173,000 | $750,000 |
$87,000 | $179,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $2,305,000 |
$288,000 | $740,000 |
$0 | $0 |
| Not Provided |
1 | $21,000 |
$21,000 | $21,000 |
$67,000 | $67,000 |
| White |
108 | $21,678,000 |
$200,000 | $1,988,000 |
$100,000 | $1,090,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $25,554,000 |
$199,000 | $1,988,000 |
$92,000 | $1,090,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
21 | $4,794,000 |
$228,000 | $750,000 |
$67,000 | $179,000 |
| Application Denied By Financial Institution |
14 | $1,727,000 |
$123,000 | $303,000 |
$77,000 | $123,000 |
| Application Withdrawn By Applicant |
3 | $1,223,000 |
$407,000 | $550,000 |
$89,000 | $145,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
90 | $17,810,000 |
$197,000 | $1,988,000 |
$101,000 | $1,090,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
4 | $446,000 |
$111,000 | $200,000 |
$78,000 | $99,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $484,000 |
$161,000 | $303,000 |
$68,000 | $75,000 |
| Debt-To-Income Ratio |
6 | $580,000 |
$96,000 | $285,000 |
$81,000 | $123,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $217,000 |
$217,000 | $217,000 |
$77,000 | $77,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRSTBANK OF DOUGLAS COUNTY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
