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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF EVERGREEN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF EVERGREEN |
| Address | 30770 STAGECOACH BOULEVARD
EVERGREEN, CO 80439 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 65 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,432,000 |
| Average Mortgage Loan Amount Applied For | $360,000 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $560,000 |
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| Home Improvement |
13 | $1,188,000 |
$91,000 | $360,000 |
$73,000 | $192,000 |
| Home Purchase |
33 | $16,581,000 |
$502,000 | $1,700,000 |
$183,000 | $560,000 |
| Refinancing |
19 | $5,663,000 |
$298,000 | $1,120,000 |
$112,000 | $389,000 |
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| American Indian or Alaskan Native |
1 | $154,000 |
$154,000 | $154,000 |
$41,000 | $41,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $540,000 |
$180,000 | $404,000 |
$0 | $0 |
| Not Provided |
4 | $2,295,000 |
$573,000 | $1,700,000 |
$177,000 | $490,000 |
| White |
57 | $20,443,000 |
$358,000 | $1,700,000 |
$147,000 | $560,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
65 | $23,432,000 |
$360,000 | $1,700,000 |
$140,000 | $560,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $3,026,000 |
$232,000 | $770,000 |
$96,000 | $200,000 |
| Application Denied By Financial Institution |
3 | $1,920,000 |
$640,000 | $1,700,000 |
$202,000 | $490,000 |
| Application Withdrawn By Applicant |
6 | $4,133,000 |
$688,000 | $1,700,000 |
$179,000 | $536,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $14,353,000 |
$333,000 | $1,600,000 |
$144,000 | $560,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $205,000 |
$205,000 | $205,000 |
$56,000 | $56,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $1,700,000 |
$1,700,000 | $1,700,000 |
$490,000 | $490,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF EVERGREEN by:
Metropolitan Area And
County
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