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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF LITTLETON
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF LITTLETON |
| Address | 101 WEST COUNTY LINE ROAD
LITTLETON, CO 80126 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 172 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $32,501,000 |
| Average Mortgage Loan Amount Applied For | $312,545 |
| Highest Mortgage Loan Amount Applied For | $1,650,000 |
| Average Applicant Income | $247,000 |
| Highest Applicant Income | $737,000 |
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| Home Improvement |
33 | $2,145,000 |
$65,000 | $1,200,000 |
$102,000 | $222,000 |
| Home Purchase |
63 | $19,620,000 |
$311,000 | $1,650,000 |
$130,000 | $737,000 |
| Refinancing |
76 | $10,736,000 |
$141,000 | $568,000 |
$124,000 | $605,000 |
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| American Indian or Alaskan Native |
1 | $317,000 |
$317,000 | $317,000 |
$605,000 | $605,000 |
| Asian |
4 | $1,547,000 |
$386,000 | $800,000 |
$236,000 | $467,000 |
| Black or African American |
1 | $461,000 |
$461,000 | $461,000 |
$137,000 | $137,000 |
| Hispanic |
9 | $1,805,000 |
$200,000 | $438,000 |
$106,000 | $243,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $294,000 |
$294,000 | $294,000 |
$117,000 | $117,000 |
| Not applicable |
12 | $5,845,000 |
$487,000 | $1,650,000 |
$0 | $0 |
| Not Provided |
8 | $1,817,000 |
$227,000 | $378,000 |
$121,000 | $148,000 |
| White |
136 | $20,415,000 |
$150,000 | $1,000,000 |
$127,000 | $737,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
172 | $32,501,000 |
$188,000 | $1,650,000 |
$122,000 | $737,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
29 | $7,876,000 |
$271,000 | $700,000 |
$119,000 | $468,000 |
| Application Denied By Financial Institution |
10 | $3,247,000 |
$324,000 | $1,650,000 |
$69,000 | $165,000 |
| Application Withdrawn By Applicant |
2 | $110,000 |
$55,000 | $75,000 |
$40,000 | $55,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
131 | $21,268,000 |
$162,000 | $1,200,000 |
$128,000 | $737,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $155,000 |
$77,000 | $140,000 |
$61,000 | $65,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $430,000 |
$215,000 | $279,000 |
$110,000 | $165,000 |
| Debt-To-Income Ratio |
2 | $518,000 |
$259,000 | $505,000 |
$101,000 | $107,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $1,660,000 |
$830,000 | $1,650,000 |
$48,000 | $96,000 |
| Unverifiable Information |
2 | $484,000 |
$242,000 | $300,000 |
$29,000 | $58,000 |
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Mortgage Loan App Totals for FIRSTBANK OF LITTLETON by:
Metropolitan Area And
County
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