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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF SOUTH JEFFCO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF SOUTH JEFFCO |
| Address | 5125 SOUTH KIPLING
LITTLETON, CO 80127 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 202 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,132,000 |
| Average Mortgage Loan Amount Applied For | $154,750 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $94,500 |
| Highest Applicant Income | $476,000 |
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| Home Improvement |
54 | $1,924,000 |
$35,000 | $236,000 |
$94,000 | $267,000 |
| Home Purchase |
45 | $9,763,000 |
$216,000 | $2,000,000 |
$86,000 | $476,000 |
| Refinancing |
103 | $15,445,000 |
$149,000 | $1,450,000 |
$100,000 | $460,000 |
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| American Indian or Alaskan Native |
1 | $180,000 |
$180,000 | $180,000 |
$73,000 | $73,000 |
| Asian |
13 | $1,803,000 |
$138,000 | $340,000 |
$105,000 | $360,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
8 | $754,000 |
$94,000 | $264,000 |
$97,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $3,855,000 |
$296,000 | $2,000,000 |
$0 | $0 |
| Not Provided |
3 | $80,000 |
$26,000 | $55,000 |
$53,000 | $75,000 |
| White |
164 | $20,460,000 |
$124,000 | $1,450,000 |
$103,000 | $476,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
202 | $27,132,000 |
$134,000 | $2,000,000 |
$95,000 | $476,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
30 | $5,171,000 |
$172,000 | $510,000 |
$102,000 | $460,000 |
| Application Denied By Financial Institution |
15 | $2,625,000 |
$175,000 | $1,450,000 |
$91,000 | $235,000 |
| Application Withdrawn By Applicant |
2 | $455,000 |
$227,000 | $267,000 |
$50,000 | $65,000 |
| File Closed For Incompleteness |
3 | $675,000 |
$225,000 | $400,000 |
$140,000 | $238,000 |
| Loan Originated |
152 | $18,206,000 |
$119,000 | $2,000,000 |
$94,000 | $476,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $78,000 |
$39,000 | $60,000 |
$101,000 | $114,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $497,000 |
$62,000 | $157,000 |
$84,000 | $160,000 |
| Debt-To-Income Ratio |
5 | $2,050,000 |
$410,000 | $1,450,000 |
$98,000 | $235,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF SOUTH JEFFCO by:
Metropolitan Area And
County
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