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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTCITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTCITY BANK |
| Address | 831 FAIRWAYS COURT
STOCKBRIDGE, GA 30281 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 349 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,239,000 |
| Average Mortgage Loan Amount Applied For | $121,757 |
| Highest Mortgage Loan Amount Applied For | $762,000 |
| Average Applicant Income | $88,291 |
| Highest Applicant Income | $5,000,000 |
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| Home Improvement |
1 | $87,000 |
$87,000 | $87,000 |
$66,000 | $66,000 |
| Home Purchase |
244 | $29,385,000 |
$120,000 | $650,000 |
$65,000 | $1,026,000 |
| Refinancing |
104 | $15,767,000 |
$151,000 | $762,000 |
$202,000 | $5,000,000 |
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| American Indian or Alaskan Native |
2 | $430,000 |
$215,000 | $300,000 |
$63,000 | $79,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
54 | $6,203,000 |
$114,000 | $762,000 |
$58,000 | $251,000 |
| Hispanic |
5 | $805,000 |
$161,000 | $363,000 |
$45,000 | $71,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $255,000 |
$127,000 | $204,000 |
$150,000 | $150,000 |
| Not applicable |
19 | $2,984,000 |
$157,000 | $486,000 |
$0 | $0 |
| Not Provided |
10 | $1,230,000 |
$123,000 | $550,000 |
$61,000 | $145,000 |
| White |
257 | $33,332,000 |
$129,000 | $650,000 |
$126,000 | $5,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
227 | $32,876,000 |
$144,000 | $762,000 |
$139,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) |
122 | $12,363,000 |
$101,000 | $253,000 |
$43,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $90,000 |
$90,000 | $90,000 |
$20,000 | $20,000 |
| Application Denied By Financial Institution |
13 | $2,045,000 |
$157,000 | $467,000 |
$167,000 | $780,000 |
| Application Withdrawn By Applicant |
14 | $2,426,000 |
$173,000 | $550,000 |
$168,000 | $459,000 |
| File Closed For Incompleteness |
8 | $2,045,000 |
$255,000 | $762,000 |
$97,000 | $251,000 |
| Loan Originated |
81 | $12,085,000 |
$149,000 | $650,000 |
$202,000 | $5,000,000 |
| Loan Purchased By The Institution |
232 | $26,548,000 |
$114,000 | $417,000 |
$65,000 | $660,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $424,000 |
$141,000 | $250,000 |
$273,000 | $780,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTCITY BANK by:
Metropolitan Area And
County
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