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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTRUST MORTGAGE, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTRUST MORTGAGE, INC |
| Address | 12705 S. MUR LEN RD, A7
OLATHE, KS 66062 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $147,952,000 |
| Average Mortgage Loan Amount Applied For | $154,888 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $140,380 |
| Highest Applicant Income | $3,000,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
989 | $123,915,000 |
$125,000 | $1,000,000 |
$56,000 | $3,000,000 |
| Refinancing |
775 | $102,554,000 |
$132,000 | $990,000 |
$78,000 | $1,656,000 |
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| American Indian or Alaskan Native |
7 | $848,000 |
$121,000 | $192,000 |
$45,000 | $67,000 |
| Asian |
16 | $1,516,000 |
$94,000 | $232,000 |
$50,000 | $134,000 |
| Black or African American |
69 | $8,562,000 |
$124,000 | $280,000 |
$52,000 | $165,000 |
| Hispanic |
45 | $5,119,000 |
$113,000 | $304,000 |
$58,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
538 | $63,219,000 |
$117,000 | $650,000 |
$39,000 | $225,000 |
| White |
1,089 | $147,205,000 |
$135,000 | $1,000,000 |
$81,000 | $3,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,632 | $209,950,000 |
$128,000 | $1,000,000 |
$67,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
109 | $13,724,000 |
$125,000 | $328,000 |
$49,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,758,000 |
$103,000 | $224,000 |
$43,000 | $80,000 |
| VA-guaranteed (Veterans Administration) |
6 | $1,037,000 |
$172,000 | $284,000 |
$66,000 | $96,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
69 | $8,882,000 |
$128,000 | $1,000,000 |
$58,000 | $653,000 |
| Application Withdrawn By Applicant |
1,065 | $132,339,000 |
$124,000 | $790,000 |
$51,000 | $500,000 |
| File Closed For Incompleteness |
60 | $7,218,000 |
$120,000 | $285,000 |
$45,000 | $152,000 |
| Loan Originated |
570 | $78,030,000 |
$136,000 | $990,000 |
$98,000 | $3,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $121,000 |
$60,000 | $93,000 |
$45,000 | $59,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
44 | $5,112,000 |
$116,000 | $220,000 |
$38,000 | $124,000 |
| Debt-To-Income Ratio |
8 | $781,000 |
$97,000 | $165,000 |
$53,000 | $98,000 |
| Employment History |
2 | $150,000 |
$75,000 | $100,000 |
$40,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $603,000 |
$120,000 | $180,000 |
$47,000 | $63,000 |
| Unverifiable Information |
1 | $151,000 |
$151,000 | $151,000 |
$59,000 | $59,000 |
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Mortgage Loan App Totals for FIRSTRUST MORTGAGE, INC by:
Metropolitan Area And
County
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