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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTSERVICE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTSERVICE BANK |
| Address | 9895 WATSON ROAD
ST. LOUIS, MO 63126 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 67 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,874,000 |
| Average Mortgage Loan Amount Applied For | $215,285 |
| Highest Mortgage Loan Amount Applied For | $956,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $430,000 |
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| Home Improvement |
9 | $2,419,000 |
$268,000 | $950,000 |
$88,000 | $200,000 |
| Home Purchase |
45 | $11,077,000 |
$246,000 | $1,000,000 |
$64,000 | $430,000 |
| Refinancing |
15 | $2,378,000 |
$158,000 | $723,000 |
$20,000 | $130,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
41 | $6,391,000 |
$155,000 | $1,000,000 |
$10,000 | $430,000 |
| Not Provided |
2 | $765,000 |
$382,000 | $600,000 |
$100,000 | $200,000 |
| White |
26 | $8,718,000 |
$335,000 | $1,000,000 |
$129,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
69 | $15,874,000 |
$230,000 | $1,000,000 |
$58,000 | $430,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $535,000 |
$178,000 | $313,000 |
$135,000 | $282,000 |
| Application Denied By Financial Institution |
2 | $765,000 |
$382,000 | $600,000 |
$100,000 | $200,000 |
| Application Withdrawn By Applicant |
1 | $55,000 |
$55,000 | $55,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
63 | $14,519,000 |
$230,000 | $1,000,000 |
$53,000 | $430,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $600,000 |
$600,000 | $600,000 |
$200,000 | $200,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $165,000 |
$165,000 | $165,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTSERVICE BANK by:
Metropolitan Area And
County
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