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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FLAGSHIP NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FLAGSHIP NATIONAL BANK |
| Address | 6004 26TH STREET, WEST
BRADENTON, FL 34207 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 42 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,900,000 |
| Average Mortgage Loan Amount Applied For | $472,666 |
| Highest Mortgage Loan Amount Applied For | $3,600,000 |
| Average Applicant Income | $372,333 |
| Highest Applicant Income | $2,817,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
26 | $13,152,000 |
$505,000 | $3,600,000 |
$274,000 | $2,817,000 |
| Refinancing |
16 | $3,748,000 |
$234,000 | $1,400,000 |
$99,000 | $444,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $218,000 |
$218,000 | $218,000 |
$0 | $0 |
| Black or African American |
1 | $476,000 |
$476,000 | $476,000 |
$577,000 | $577,000 |
| Hispanic |
2 | $550,000 |
$275,000 | $350,000 |
$225,000 | $225,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $344,000 |
$172,000 | $192,000 |
$0 | $0 |
| Not Provided |
3 | $3,485,000 |
$1,161,000 | $2,100,000 |
$80,000 | $240,000 |
| White |
33 | $11,827,000 |
$358,000 | $3,600,000 |
$226,000 | $2,817,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
42 | $16,900,000 |
$402,000 | $3,600,000 |
$207,000 | $2,817,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $3,140,000 |
$1,570,000 | $2,100,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $570,000 |
$285,000 | $345,000 |
$147,000 | $240,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $13,190,000 |
$347,000 | $3,600,000 |
$221,000 | $2,817,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $2,100,000 |
$2,100,000 | $2,100,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $1,040,000 |
$1,040,000 | $1,040,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FLAGSHIP NATIONAL BANK by:
Metropolitan Area And
County
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