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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FLEETWOOD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FLEETWOOD BANK |
| Address | P. O. BOX 105
FLEETWOOD, PA 19522 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 213 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,269,000 |
| Average Mortgage Loan Amount Applied For | $96,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $970,000 |
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| Home Improvement |
46 | $1,533,000 |
$33,000 | $150,000 |
$65,000 | $133,000 |
| Home Purchase |
91 | $10,635,000 |
$116,000 | $500,000 |
$66,000 | $240,000 |
| Refinancing |
80 | $7,062,000 |
$88,000 | $400,000 |
$79,000 | $970,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $220,000 |
$220,000 | $220,000 |
$22,000 | $22,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $393,000 |
$196,000 | $328,000 |
$130,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $82,000 |
$82,000 | $82,000 |
$155,000 | $155,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
213 | $18,535,000 |
$87,000 | $500,000 |
$70,000 | $970,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
217 | $19,230,000 |
$88,000 | $500,000 |
$70,000 | $970,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $874,000 |
$174,000 | $400,000 |
$94,000 | $219,000 |
| Application Denied By Financial Institution |
3 | $119,000 |
$39,000 | $116,000 |
$20,000 | $39,000 |
| Application Withdrawn By Applicant |
3 | $183,000 |
$61,000 | $100,000 |
$38,000 | $70,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
203 | $17,099,000 |
$84,000 | $500,000 |
$71,000 | $970,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
3 | $955,000 |
$318,000 | $500,000 |
$79,000 | $117,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $2,000 |
$2,000 | $2,000 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $117,000 |
$58,000 | $116,000 |
$30,000 | $39,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FLEETWOOD BANK by:
Metropolitan Area And
County
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