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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FLORIDA AIRCRAFT FEDERAL C U
Mortgage Loans and Application Details
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| Mortgage Company Name |
FLORIDA AIRCRAFT FEDERAL C U |
| Address | P.O BOX 30669
PALM BEACH GARDENS, FL 33420-0669 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,325,000 |
| Average Mortgage Loan Amount Applied For | $127,769 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $165,000 |
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| Home Improvement |
43 | $1,866,000 |
$43,000 | $100,000 |
$76,000 | $177,000 |
| Home Purchase |
13 | $1,798,000 |
$138,000 | $250,000 |
$64,000 | $117,000 |
| Refinancing |
56 | $7,333,000 |
$130,000 | $350,000 |
$63,000 | $148,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $571,000 |
$71,000 | $155,000 |
$52,000 | $125,000 |
| Hispanic |
3 | $170,000 |
$56,000 | $60,000 |
$86,000 | $111,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
24 | $4,208,000 |
$175,000 | $294,000 |
$68,000 | $148,000 |
| White |
77 | $6,048,000 |
$78,000 | $350,000 |
$69,000 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
110 | $10,847,000 |
$98,000 | $350,000 |
$68,000 | $177,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $80,000 |
$80,000 | $80,000 |
$23,000 | $23,000 |
| VA-guaranteed (Veterans Administration) |
1 | $70,000 |
$70,000 | $70,000 |
$86,000 | $86,000 |
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| Application Approved But Not Accepted |
12 | $2,096,000 |
$174,000 | $267,000 |
$81,000 | $148,000 |
| Application Denied By Financial Institution |
11 | $1,370,000 |
$124,000 | $294,000 |
$56,000 | $94,000 |
| Application Withdrawn By Applicant |
2 | $308,000 |
$154,000 | $208,000 |
$110,000 | $117,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $7,223,000 |
$83,000 | $350,000 |
$67,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $259,000 |
$129,000 | $216,000 |
$63,000 | $83,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $405,000 |
$202,000 | $294,000 |
$68,000 | $94,000 |
| Debt-To-Income Ratio |
5 | $464,000 |
$92,000 | $179,000 |
$50,000 | $75,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $242,000 |
$121,000 | $142,000 |
$55,000 | $82,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FLORIDA AIRCRAFT FEDERAL C U by:
Metropolitan Area And
County
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