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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FLORIDA TELCO CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FLORIDA TELCO CREDIT UNION |
| Address | 9700 TOUCHTON RD
JACKSONVILLE, FL 32246 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 163 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,028,000 |
| Average Mortgage Loan Amount Applied For | $124,500 |
| Highest Mortgage Loan Amount Applied For | $520,000 |
| Average Applicant Income | $75,583 |
| Highest Applicant Income | $301,000 |
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| Home Improvement |
13 | $414,000 |
$31,000 | $95,000 |
$61,000 | $120,000 |
| Home Purchase |
29 | $4,762,000 |
$164,000 | $310,000 |
$64,000 | $131,000 |
| Refinancing |
121 | $15,852,000 |
$131,000 | $520,000 |
$62,000 | $301,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$46,000 | $46,000 |
| Black or African American |
25 | $3,075,000 |
$123,000 | $265,000 |
$52,000 | $107,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $185,000 |
$185,000 | $185,000 |
$60,000 | $60,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $419,000 |
$104,000 | $138,000 |
$44,000 | $70,000 |
| White |
132 | $17,319,000 |
$131,000 | $520,000 |
$65,000 | $301,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
163 | $21,028,000 |
$129,000 | $520,000 |
$62,000 | $301,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $1,983,000 |
$141,000 | $210,000 |
$43,000 | $82,000 |
| Application Withdrawn By Applicant |
29 | $3,721,000 |
$128,000 | $371,000 |
$67,000 | $192,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
120 | $15,324,000 |
$127,000 | $520,000 |
$64,000 | $301,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $326,000 |
$163,000 | $210,000 |
$43,000 | $55,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $713,000 |
$118,000 | $200,000 |
$52,000 | $82,000 |
| Debt-To-Income Ratio |
4 | $694,000 |
$173,000 | $207,000 |
$32,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $155,000 |
$155,000 | $155,000 |
$41,000 | $41,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FLORIDA TELCO CREDIT UNION by:
Metropolitan Area And
County
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