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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FLUSHING SAVINGS BANK, FSB.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FLUSHING SAVINGS BANK, FSB. |
| Address | 144-51 NORTHERN BLVD.
FLUSHING, NY 11354 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,235 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $513,162,000 |
| Average Mortgage Loan Amount Applied For | $349,965 |
| Highest Mortgage Loan Amount Applied For | $6,924,000 |
| Average Applicant Income | $112,620 |
| Highest Applicant Income | $3,282,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
685 | $300,000,000 |
$437,000 | $6,924,000 |
$98,000 | $1,440,000 |
| Refinancing |
550 | $213,162,000 |
$387,000 | $2,800,000 |
$122,000 | $3,282,000 |
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| American Indian or Alaskan Native |
2 | $1,856,000 |
$928,000 | $1,500,000 |
$81,000 | $162,000 |
| Asian |
286 | $119,378,000 |
$417,000 | $1,800,000 |
$122,000 | $3,282,000 |
| Black or African American |
196 | $70,714,000 |
$360,000 | $970,000 |
$87,000 | $647,000 |
| Hispanic |
140 | $55,047,000 |
$393,000 | $1,800,000 |
$90,000 | $512,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $2,444,000 |
$407,000 | $1,000,000 |
$89,000 | $183,000 |
| Not applicable |
50 | $59,921,000 |
$1,198,000 | $6,924,000 |
$3,000 | $103,000 |
| Not Provided |
3 | $755,000 |
$251,000 | $525,000 |
$0 | $0 |
| White |
552 | $203,047,000 |
$367,000 | $2,800,000 |
$125,000 | $1,440,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,235 | $513,162,000 |
$415,000 | $6,924,000 |
$109,000 | $3,282,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $1,934,000 |
$386,000 | $570,000 |
$81,000 | $180,000 |
| Application Denied By Financial Institution |
143 | $43,105,000 |
$301,000 | $1,800,000 |
$109,000 | $1,440,000 |
| Application Withdrawn By Applicant |
198 | $70,119,000 |
$354,000 | $1,800,000 |
$87,000 | $620,000 |
| File Closed For Incompleteness |
50 | $19,322,000 |
$386,000 | $950,000 |
$107,000 | $647,000 |
| Loan Originated |
839 | $378,682,000 |
$451,000 | $6,924,000 |
$114,000 | $3,282,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
63 | $28,953,000 |
$459,000 | $1,800,000 |
$136,000 | $1,440,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
16 | $2,141,000 |
$133,000 | $350,000 |
$100,000 | $350,000 |
| Debt-To-Income Ratio |
45 | $7,576,000 |
$168,000 | $675,000 |
$71,000 | $153,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
19 | $4,435,000 |
$233,000 | $750,000 |
$114,000 | $500,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FLUSHING SAVINGS BANK, FSB. by:
Metropolitan Area And
County
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