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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB OF GRANT PARK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB OF GRANT PARK |
| Address | 119 N. MAIN ST., PO BOX 607
GRANT PARK, IL 60940-0607 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,302,000 |
| Average Mortgage Loan Amount Applied For | $151,176 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $60,823 |
| Highest Applicant Income | $696,000 |
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| Home Improvement |
11 | $252,000 |
$22,000 | $72,000 |
$52,000 | $110,000 |
| Home Purchase |
148 | $15,392,000 |
$104,000 | $315,000 |
$66,000 | $371,000 |
| Refinancing |
157 | $17,326,000 |
$110,000 | $1,500,000 |
$65,000 | $696,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
25 | $2,289,000 |
$91,000 | $263,000 |
$64,000 | $149,000 |
| Hispanic |
11 | $966,000 |
$87,000 | $126,000 |
$61,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
38 | $2,237,000 |
$58,000 | $195,000 |
$0 | $0 |
| Not Provided |
5 | $464,000 |
$92,000 | $192,000 |
$53,000 | $95,000 |
| White |
237 | $27,014,000 |
$113,000 | $1,500,000 |
$76,000 | $696,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
316 | $32,970,000 |
$104,000 | $1,500,000 |
$65,000 | $696,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $188,000 |
$94,000 | $150,000 |
$34,000 | $69,000 |
| Application Denied By Financial Institution |
25 | $3,903,000 |
$156,000 | $1,500,000 |
$78,000 | $696,000 |
| Application Withdrawn By Applicant |
31 | $3,937,000 |
$127,000 | $315,000 |
$56,000 | $143,000 |
| File Closed For Incompleteness |
1 | $129,000 |
$129,000 | $129,000 |
$60,000 | $60,000 |
| Loan Originated |
254 | $24,417,000 |
$96,000 | $346,000 |
$65,000 | $371,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
3 | $396,000 |
$132,000 | $185,000 |
$44,000 | $63,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $1,940,000 |
$388,000 | $1,500,000 |
$183,000 | $696,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
17 | $1,819,000 |
$107,000 | $258,000 |
$55,000 | $123,000 |
| Debt-To-Income Ratio |
2 | $119,000 |
$59,000 | $73,000 |
$30,000 | $31,000 |
| Employment History |
1 | $25,000 |
$25,000 | $25,000 |
$22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FNB OF GRANT PARK by:
Metropolitan Area And
County
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