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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB OF MT PULASKI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB OF MT PULASKI |
| Address | 205 E JEFFERSON STREET, P.O. BOX 50 MT PULASKI, IL 62548-0050 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 74 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,927,000 |
| Average Mortgage Loan Amount Applied For | $67,500 |
| Highest Mortgage Loan Amount Applied For | $337,000 |
| Average Applicant Income | $61,750 |
| Highest Applicant Income | $208,000 |
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| Home Improvement |
18 | $157,000 |
$8,000 | $27,000 |
$55,000 | $124,000 |
| Home Purchase |
23 | $2,377,000 |
$103,000 | $337,000 |
$59,000 | $208,000 |
| Refinancing |
33 | $3,393,000 |
$102,000 | $313,000 |
$69,000 | $153,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $240,000 |
$240,000 | $240,000 |
$124,000 | $124,000 |
| Black or African American |
3 | $93,000 |
$31,000 | $69,000 |
$61,000 | $67,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $277,000 |
$138,000 | $218,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
68 | $5,317,000 |
$78,000 | $337,000 |
$64,000 | $208,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $5,862,000 |
$80,000 | $337,000 |
$63,000 | $208,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $65,000 |
$65,000 | $65,000 |
$29,000 | $29,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $376,000 |
$47,000 | $69,000 |
$43,000 | $67,000 |
| Application Withdrawn By Applicant |
6 | $503,000 |
$83,000 | $190,000 |
$61,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $5,048,000 |
$84,000 | $337,000 |
$65,000 | $208,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $104,000 |
$52,000 | $64,000 |
$49,000 | $56,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $272,000 |
$45,000 | $69,000 |
$42,000 | $67,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FNB OF MT PULASKI by:
Metropolitan Area And
County
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