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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB OF SLIPPERY ROCK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB OF SLIPPERY ROCK |
| Address | 110 ARROWHEAD DRIVE
SLIPPERY ROCK, PA 16057 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,221 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $98,746,000 |
| Average Mortgage Loan Amount Applied For | $57,058 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $51,117 |
| Highest Applicant Income | $601,000 |
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| Home Improvement (one-to-four family) |
206 | $4,245,000 |
$20,000 | $225,000 |
$49,000 | $396,000 |
| Home Purchase (one-to-four family) |
272 | $27,040,000 |
$50,200 | $800,000 |
$40,600 | $510,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
744 | $67,465,000 |
$90,000 | $623,000 |
$57,000 | $601,000 |
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| American Indian or Alaskan Native |
2 | $81,000 |
$40,000 | $41,000 |
$17,000 | $34,000 |
| Asian or Pacific Islander |
1 | $175,000 |
$175,000 | $175,000 |
$99,000 | $99,000 |
| Black |
1 | $3,000 |
$3,000 | $3,000 |
$14,000 | $14,000 |
| Hispanic |
1 | $35,000 |
$35,000 | $35,000 |
$49,000 | $49,000 |
| Information not provided by applicant in mail or telephone application |
3 | $162,000 |
$54,000 | $104,000 |
$68,000 | $108,000 |
| Not applicable |
1 | $14,000 |
$14,000 | $14,000 |
$120,000 | $120,000 |
| Other |
3 | $170,000 |
$56,000 | $125,000 |
$60,000 | $119,000 |
| White |
1,210 | $98,110,000 |
$46,400 | $800,000 |
$39,600 | $601,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,222 | $98,750,000 |
$46,200 | $800,000 |
$39,600 | $601,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
40 | $4,737,000 |
$118,000 | $335,000 |
$60,000 | $276,000 |
| Application Denied By Financial Institution |
119 | $7,900,000 |
$35,000 | $800,000 |
$45,000 | $465,000 |
| Application Withdrawn By Applicant |
84 | $6,418,000 |
$76,000 | $340,000 |
$69,000 | $400,000 |
| File Closed For Incompleteness |
15 | $1,218,000 |
$81,000 | $260,000 |
$49,000 | $103,000 |
| Loan Originated |
964 | $78,477,000 |
$57,000 | $650,000 |
$40,500 | $601,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $691,000 |
$86,000 | $210,000 |
$47,000 | $119,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
51 | $2,301,000 |
$24,500 | $208,000 |
$39,000 | $288,000 |
| Debt-To-Income Ratio |
52 | $3,594,000 |
$69,000 | $182,000 |
$37,000 | $96,000 |
| Employment History |
4 | $268,000 |
$67,000 | $195,000 |
$78,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $962,000 |
$320,000 | $800,000 |
$196,000 | $465,000 |
| Unverifiable Information |
1 | $84,000 |
$84,000 | $84,000 |
$30,000 | $30,000 |
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Mortgage Loan App Totals for FNB OF SLIPPERY ROCK by:
Metropolitan Area And
County
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