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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB VAN ALSTYNE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB VAN ALSTYNE |
| Address | P.O. BOX 608
VAN ALSTYNE, TX 75495 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,000,000 |
| Average Mortgage Loan Amount Applied For | $47,666 |
| Highest Mortgage Loan Amount Applied For | $238,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $272,000 |
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| Home Improvement (one-to-four family) |
12 | $281,000 |
$15,500 | $40,000 |
$69,000 | $180,000 |
| Home Purchase (one-to-four family) |
30 | $2,183,000 |
$54,000 | $238,000 |
$76,000 | $272,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
14 | $684,000 |
$75,500 | $107,000 |
$51,000 | $132,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
4 | $347,000 |
$86,000 | $238,000 |
$89,000 | $272,000 |
| Hispanic |
5 | $196,000 |
$39,000 | $86,000 |
$28,000 | $46,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
47 | $2,605,000 |
$52,000 | $180,000 |
$70,500 | $252,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
56 | $3,148,000 |
$52,500 | $238,000 |
$65,500 | $272,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $60,000 |
$60,000 | $60,000 |
$14,000 | $14,000 |
| Application Denied By Financial Institution |
14 | $769,000 |
$54,000 | $180,000 |
$70,000 | $230,000 |
| Application Withdrawn By Applicant |
1 | $80,000 |
$80,000 | $80,000 |
$252,000 | $252,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $2,239,000 |
$52,500 | $238,000 |
$65,500 | $272,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $134,000 |
$33,000 | $55,000 |
$67,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $313,000 |
$52,000 | $128,000 |
$36,000 | $84,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $322,000 |
$80,000 | $180,000 |
$115,000 | $230,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FNB VAN ALSTYNE by:
Metropolitan Area And
County
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