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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNBR MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNBR MORTGAGE |
| Address | 2452 HIGHWAY 6 AND 50 SUITE A
GRAND JUNCTION, CO 81505-1123 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 142 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,954,000 |
| Average Mortgage Loan Amount Applied For | $230,600 |
| Highest Mortgage Loan Amount Applied For | $845,000 |
| Average Applicant Income | $157,100 |
| Highest Applicant Income | $450,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
79 | $12,091,000 |
$153,000 | $412,000 |
$105,000 | $421,000 |
| Refinancing |
63 | $14,863,000 |
$235,000 | $845,000 |
$100,000 | $450,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $515,000 |
$171,000 | $253,000 |
$140,000 | $178,000 |
| Hispanic |
4 | $350,000 |
$87,000 | $166,000 |
$49,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $183,000 |
$183,000 | $183,000 |
$70,000 | $70,000 |
| White |
134 | $25,906,000 |
$193,000 | $845,000 |
$104,000 | $450,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $25,888,000 |
$193,000 | $845,000 |
$106,000 | $450,000 |
| FHA-insured (Federal Housing Administration) |
7 | $857,000 |
$122,000 | $183,000 |
$55,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $209,000 |
$209,000 | $209,000 |
$43,000 | $43,000 |
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| Application Approved But Not Accepted |
4 | $565,000 |
$141,000 | $225,000 |
$61,000 | $94,000 |
| Application Denied By Financial Institution |
16 | $2,597,000 |
$162,000 | $822,000 |
$100,000 | $450,000 |
| Application Withdrawn By Applicant |
16 | $3,291,000 |
$205,000 | $570,000 |
$114,000 | $300,000 |
| File Closed For Incompleteness |
3 | $474,000 |
$158,000 | $184,000 |
$45,000 | $60,000 |
| Loan Originated |
103 | $20,027,000 |
$194,000 | $845,000 |
$105,000 | $421,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $1,330,000 |
$221,000 | $822,000 |
$126,000 | $450,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $92,000 |
$92,000 | $92,000 |
$38,000 | $38,000 |
| Debt-To-Income Ratio |
2 | $255,000 |
$127,000 | $150,000 |
$31,000 | $43,000 |
| Employment History |
1 | $58,000 |
$58,000 | $58,000 |
$13,000 | $13,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $803,000 |
$160,000 | $240,000 |
$136,000 | $301,000 |
| Unverifiable Information |
1 | $59,000 |
$59,000 | $59,000 |
$60,000 | $60,000 |
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Mortgage Loan App Totals for FNBR MORTGAGE by:
Metropolitan Area And
County
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