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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOOTHILL INDEPENDENT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOOTHILL INDEPENDENT BANK |
| Address | 510 SOUTH GRAND AVENUE
GLENDORA, CA 91741-4207 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,740,000 |
| Average Mortgage Loan Amount Applied For | $408,000 |
| Highest Mortgage Loan Amount Applied For | $725,000 |
| Average Applicant Income | $18,250 |
| Highest Applicant Income | $59,000 |
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| Home Improvement |
3 | $72,000 |
$24,000 | $40,000 |
$38,000 | $56,000 |
| Home Purchase |
6 | $1,818,000 |
$303,000 | $683,000 |
$19,000 | $59,000 |
| Refinancing |
4 | $1,850,000 |
$462,000 | $725,000 |
$20,000 | $45,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $245,000 |
$245,000 | $245,000 |
$45,000 | $45,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $1,045,000 |
$348,000 | $683,000 |
$32,000 | $59,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $2,110,000 |
$351,000 | $725,000 |
$8,000 | $40,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
3 | $340,000 |
$113,000 | $280,000 |
$37,000 | $56,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $3,740,000 |
$287,000 | $725,000 |
$23,000 | $59,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $280,000 |
$280,000 | $280,000 |
$37,000 | $37,000 |
| Application Denied By Financial Institution |
8 | $2,200,000 |
$275,000 | $683,000 |
$31,000 | $59,000 |
| Application Withdrawn By Applicant |
1 | $725,000 |
$725,000 | $725,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3 | $535,000 |
$178,000 | $425,000 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOOTHILL INDEPENDENT BANK by:
Metropolitan Area And
County
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