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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOREST KRAFT FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOREST KRAFT FCU |
| Address | 1091 THOMAS RD
WEST MONROE, LA 71292 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,274,000 |
| Average Mortgage Loan Amount Applied For | $48,428 |
| Highest Mortgage Loan Amount Applied For | $233,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
8 | $167,000 |
$20,000 | $39,000 |
$67,000 | $104,000 |
| Home Purchase |
26 | $1,589,000 |
$61,000 | $145,000 |
$57,000 | $130,000 |
| Refinancing |
77 | $3,518,000 |
$45,000 | $233,000 |
$69,000 | $168,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $415,000 |
$34,000 | $83,000 |
$63,000 | $138,000 |
| Hispanic |
4 | $98,000 |
$24,000 | $48,000 |
$35,000 | $51,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $76,000 |
$25,000 | $33,000 |
$30,000 | $58,000 |
| White |
92 | $4,685,000 |
$50,000 | $233,000 |
$69,000 | $168,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $5,274,000 |
$47,000 | $233,000 |
$66,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $87,000 |
$87,000 | $87,000 |
$51,000 | $51,000 |
| Application Denied By Financial Institution |
6 | $254,000 |
$42,000 | $100,000 |
$28,000 | $48,000 |
| Application Withdrawn By Applicant |
5 | $401,000 |
$80,000 | $103,000 |
$54,000 | $69,000 |
| File Closed For Incompleteness |
1 | $75,000 |
$75,000 | $75,000 |
$54,000 | $54,000 |
| Loan Originated |
98 | $4,457,000 |
$45,000 | $233,000 |
$69,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$9,000 | $9,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $100,000 |
$100,000 | $100,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
2 | $92,000 |
$46,000 | $64,000 |
$32,000 | $35,000 |
| Employment History |
2 | $47,000 |
$23,000 | $36,000 |
$24,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOREST KRAFT FCU by:
Metropolitan Area And
County
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