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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOREST PARK NATIONAL BANK & TR
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOREST PARK NATIONAL BANK & TR |
| Address | 7348 W MADISON ST
FOREST PARK, IL 60130-1553 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 163 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,239,000 |
| Average Mortgage Loan Amount Applied For | $196,900 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $98,600 |
| Highest Applicant Income | $486,000 |
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| Home Improvement |
17 | $1,787,000 |
$105,000 | $761,000 |
$67,000 | $486,000 |
| Home Purchase |
65 | $15,483,000 |
$238,000 | $1,500,000 |
$79,000 | $321,000 |
| Refinancing |
81 | $18,969,000 |
$234,000 | $791,000 |
$77,000 | $396,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
10 | $1,030,000 |
$103,000 | $256,000 |
$47,000 | $133,000 |
| Black or African American |
19 | $3,019,000 |
$158,000 | $500,000 |
$64,000 | $169,000 |
| Hispanic |
9 | $1,243,000 |
$138,000 | $311,000 |
$29,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $5,911,000 |
$369,000 | $1,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
109 | $25,036,000 |
$229,000 | $791,000 |
$97,000 | $486,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
163 | $36,239,000 |
$222,000 | $1,500,000 |
$77,000 | $486,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,421,000 |
$177,000 | $530,000 |
$24,000 | $71,000 |
| Application Withdrawn By Applicant |
6 | $1,466,000 |
$244,000 | $740,000 |
$55,000 | $184,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
149 | $33,352,000 |
$223,000 | $1,500,000 |
$80,000 | $486,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $115,000 |
$115,000 | $115,000 |
$28,000 | $28,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
5 | $526,000 |
$105,000 | $212,000 |
$20,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $530,000 |
$530,000 | $530,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $250,000 |
$250,000 | $250,000 |
$63,000 | $63,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOREST PARK NATIONAL BANK & TR by:
Metropolitan Area And
County
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