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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FORRESTON STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FORRESTON STATE BANK |
| Address | PO BOX 278
FORRESTON, IL 61030 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 44 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,474,000 |
| Average Mortgage Loan Amount Applied For | $57,285 |
| Highest Mortgage Loan Amount Applied For | $192,000 |
| Average Applicant Income | $564,285 |
| Highest Applicant Income | $1,779,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
23 | $1,253,000 |
$68,000 | $152,000 |
$1,057,500 | $1,779,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $131,000 |
$131,000 | $131,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
20 | $1,090,000 |
$54,000 | $192,000 |
$68,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
44 | $2,474,000 |
$69,000 | $192,000 |
$993,000 | $1,779,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
44 | $2,474,000 |
$69,000 | $192,000 |
$993,000 | $1,779,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $165,000 |
$55,000 | $85,000 |
$38,000 | $59,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $2,309,000 |
$69,000 | $192,000 |
$1,018,500 | $1,779,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $85,000 |
$85,000 | $85,000 |
$59,000 | $59,000 |
| Debt-To-Income Ratio |
2 | $80,000 |
$40,000 | $70,000 |
$28,000 | $39,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FORRESTON STATE BANK by:
Metropolitan Area And
County
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