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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FORT BELVOIR FEDERAL CREDIT UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FORT BELVOIR FEDERAL CREDIT UN |
| Address | 14040 CENTRAL LOOP
WOODBRIDGE, VA 22193-1438 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 445 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,955,000 |
| Average Mortgage Loan Amount Applied For | $115,500 |
| Highest Mortgage Loan Amount Applied For | $558,000 |
| Average Applicant Income | $85,108 |
| Highest Applicant Income | $267,000 |
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| Home Improvement |
172 | $12,675,000 |
$73,000 | $417,000 |
$101,000 | $267,000 |
| Home Purchase |
43 | $9,909,000 |
$230,000 | $477,000 |
$101,000 | $240,000 |
| Refinancing |
230 | $29,371,000 |
$127,000 | $558,000 |
$103,000 | $264,000 |
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| American Indian or Alaskan Native |
3 | $405,000 |
$135,000 | $320,000 |
$76,000 | $103,000 |
| Asian |
16 | $1,553,000 |
$97,000 | $300,000 |
$104,000 | $209,000 |
| Black or African American |
165 | $17,776,000 |
$107,000 | $558,000 |
$94,000 | $225,000 |
| Hispanic |
39 | $5,236,000 |
$134,000 | $416,000 |
$94,000 | $168,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $100,000 |
$100,000 | $100,000 |
$186,000 | $186,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
221 | $26,885,000 |
$121,000 | $550,000 |
$109,000 | $267,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
438 | $50,119,000 |
$114,000 | $558,000 |
$102,000 | $267,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
7 | $1,836,000 |
$262,000 | $409,000 |
$71,000 | $99,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
34 | $7,826,000 |
$230,000 | $558,000 |
$72,000 | $157,000 |
| Application Withdrawn By Applicant |
24 | $5,207,000 |
$216,000 | $530,000 |
$75,000 | $131,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
387 | $38,922,000 |
$100,000 | $476,000 |
$106,000 | $267,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $150,000 |
$150,000 | $150,000 |
$50,000 | $50,000 |
| Credit Application Incomplete |
3 | $916,000 |
$305,000 | $477,000 |
$95,000 | $152,000 |
| Credit History |
5 | $1,415,000 |
$283,000 | $558,000 |
$118,000 | $157,000 |
| Debt-To-Income Ratio |
22 | $4,913,000 |
$223,000 | $550,000 |
$65,000 | $141,000 |
| Employment History |
3 | $432,000 |
$144,000 | $214,000 |
$30,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FORT BELVOIR FEDERAL CREDIT UN by:
Metropolitan Area And
County
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