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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FORT KNOX FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FORT KNOX FEDERAL CREDIT UNION |
| Address | 3939 SOUTH DIXIE BOULEVARD
RADCLIFF, KY 40160 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 630 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,538,000 |
| Average Mortgage Loan Amount Applied For | $81,366 |
| Highest Mortgage Loan Amount Applied For | $424,000 |
| Average Applicant Income | $59,933 |
| Highest Applicant Income | $690,000 |
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| Home Improvement |
80 | $2,815,000 |
$35,000 | $232,000 |
$61,000 | $176,000 |
| Home Purchase |
222 | $24,029,000 |
$108,000 | $330,000 |
$63,000 | $690,000 |
| Refinancing |
371 | $32,836,000 |
$88,000 | $424,000 |
$63,000 | $285,000 |
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| American Indian or Alaskan Native |
2 | $162,000 |
$81,000 | $122,000 |
$26,000 | $31,000 |
| Asian |
4 | $323,000 |
$80,000 | $150,000 |
$41,000 | $62,000 |
| Black or African American |
37 | $3,679,000 |
$99,000 | $252,000 |
$58,000 | $108,000 |
| Hispanic |
5 | $680,000 |
$136,000 | $226,000 |
$64,000 | $88,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $69,000 |
$34,000 | $49,000 |
$50,000 | $60,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
162 | $13,079,000 |
$80,000 | $290,000 |
$61,000 | $690,000 |
| White |
461 | $41,688,000 |
$90,000 | $424,000 |
$64,000 | $285,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
672 | $59,480,000 |
$88,000 | $424,000 |
$63,000 | $690,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $200,000 |
$200,000 | $200,000 |
$66,000 | $66,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
39 | $4,020,000 |
$103,000 | $275,000 |
$61,000 | $690,000 |
| Application Withdrawn By Applicant |
170 | $16,893,000 |
$99,000 | $404,000 |
$55,000 | $169,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
464 | $38,767,000 |
$83,000 | $424,000 |
$66,000 | $285,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $65,000 |
$32,000 | $35,000 |
$36,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
17 | $2,208,000 |
$129,000 | $275,000 |
$92,000 | $690,000 |
| Debt-To-Income Ratio |
11 | $837,000 |
$76,000 | $192,000 |
$28,000 | $63,000 |
| Employment History |
1 | $80,000 |
$80,000 | $80,000 |
$19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FORT KNOX FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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