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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FORT KNOX NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FORT KNOX NATIONAL BANK |
| Address | 2819 RING ROAD, STE 101
ELIZABETHTOWN, KY 42701 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,638,000 |
| Average Mortgage Loan Amount Applied For | $94,375 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $61,625 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
5 | $111,000 |
$22,000 | $65,000 |
$76,000 | $94,000 |
| Home Purchase |
43 | $4,781,000 |
$111,000 | $500,000 |
$83,000 | $300,000 |
| Refinancing |
50 | $7,040,000 |
$140,000 | $560,000 |
$89,000 | $312,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $417,000 |
$139,000 | $250,000 |
$76,000 | $192,000 |
| Hispanic |
3 | $783,000 |
$261,000 | $405,000 |
$96,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $105,000 |
$52,000 | $93,000 |
$56,000 | $56,000 |
| Not applicable |
1 | $200,000 |
$200,000 | $200,000 |
$0 | $0 |
| Not Provided |
26 | $4,209,000 |
$161,000 | $560,000 |
$93,000 | $312,000 |
| White |
63 | $6,218,000 |
$98,000 | $500,000 |
$85,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
97 | $11,635,000 |
$119,000 | $560,000 |
$85,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
1 | $297,000 |
$297,000 | $297,000 |
$120,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $208,000 |
$104,000 | $133,000 |
$47,000 | $56,000 |
| Application Withdrawn By Applicant |
1 | $135,000 |
$135,000 | $135,000 |
$44,000 | $44,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
95 | $11,589,000 |
$121,000 | $560,000 |
$87,000 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $75,000 |
$75,000 | $75,000 |
$56,000 | $56,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $133,000 |
$133,000 | $133,000 |
$39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FORT KNOX NATIONAL BANK by:
Metropolitan Area And
County
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