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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FORT MCCLELLAN CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FORT MCCLELLAN CREDIT UNION |
| Address | P O BOX 5250
FORT MCCLELLAN, AL 36205 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,068,000 |
| Average Mortgage Loan Amount Applied For | $50,000 |
| Highest Mortgage Loan Amount Applied For | $114,000 |
| Average Applicant Income | $52,500 |
| Highest Applicant Income | $143,000 |
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| Home Improvement |
12 | $367,000 |
$30,000 | $52,000 |
$63,000 | $114,000 |
| Home Purchase |
13 | $712,000 |
$54,000 | $100,000 |
$45,000 | $80,000 |
| Refinancing |
24 | $1,668,000 |
$69,000 | $155,000 |
$68,000 | $143,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $390,000 |
$43,000 | $85,000 |
$67,000 | $110,000 |
| Hispanic |
2 | $112,000 |
$56,000 | $62,000 |
$32,000 | $33,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
38 | $2,245,000 |
$59,000 | $155,000 |
$61,000 | $143,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
49 | $2,747,000 |
$56,000 | $155,000 |
$61,000 | $143,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $25,000 |
$25,000 | $25,000 |
$15,000 | $15,000 |
| Application Denied By Financial Institution |
5 | $230,000 |
$46,000 | $78,000 |
$41,000 | $63,000 |
| Application Withdrawn By Applicant |
2 | $173,000 |
$86,000 | $155,000 |
$88,000 | $139,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $2,136,000 |
$54,000 | $114,000 |
$63,000 | $143,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $183,000 |
$91,000 | $100,000 |
$65,000 | $80,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FORT MCCLELLAN CREDIT UNION by:
Metropolitan Area And
County
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