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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOUR CORNERS COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOUR CORNERS COMMUNITY BANK |
| Address | 500 W MAIN SUITE 101
FARMINGTON, NM 87401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 115 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,449,000 |
| Average Mortgage Loan Amount Applied For | $120,142 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $121,571 |
| Highest Applicant Income | $342,000 |
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| Home Improvement |
19 | $716,000 |
$37,000 | $150,000 |
$64,000 | $128,000 |
| Home Purchase |
43 | $5,584,000 |
$129,000 | $552,000 |
$91,000 | $342,000 |
| Refinancing |
53 | $9,149,000 |
$172,000 | $880,000 |
$84,000 | $309,000 |
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| American Indian or Alaskan Native |
7 | $276,000 |
$39,000 | $128,000 |
$47,000 | $75,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $905,000 |
$75,000 | $348,000 |
$61,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $1,195,000 |
$398,000 | $880,000 |
$75,000 | $128,000 |
| Not Provided |
2 | $205,000 |
$102,000 | $150,000 |
$35,000 | $39,000 |
| White |
91 | $12,868,000 |
$141,000 | $600,000 |
$90,000 | $342,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
110 | $14,823,000 |
$134,000 | $880,000 |
$85,000 | $342,000 |
| FHA-insured (Federal Housing Administration) |
3 | $326,000 |
$108,000 | $150,000 |
$33,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $165,000 |
$165,000 | $165,000 |
$46,000 | $46,000 |
| VA-guaranteed (Veterans Administration) |
1 | $135,000 |
$135,000 | $135,000 |
$67,000 | $67,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $294,000 |
$29,000 | $125,000 |
$53,000 | $112,000 |
| Application Withdrawn By Applicant |
15 | $2,368,000 |
$157,000 | $350,000 |
$116,000 | $280,000 |
| File Closed For Incompleteness |
3 | $230,000 |
$76,000 | $123,000 |
$100,000 | $128,000 |
| Loan Originated |
87 | $12,557,000 |
$144,000 | $880,000 |
$81,000 | $342,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOUR CORNERS COMMUNITY BANK by:
Metropolitan Area And
County
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