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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOX CHASE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOX CHASE BANK |
| Address | 4390 DAVISVILLE ROAD
HATBORO, PA 19040 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 850 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $82,467,000 |
| Average Mortgage Loan Amount Applied For | $104,312 |
| Highest Mortgage Loan Amount Applied For | $640,000 |
| Average Applicant Income | $138,687 |
| Highest Applicant Income | $846,000 |
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| Home Improvement |
324 | $15,010,000 |
$46,000 | $250,000 |
$97,000 | $614,000 |
| Home Purchase |
176 | $29,466,000 |
$167,000 | $506,000 |
$111,000 | $846,000 |
| Refinancing |
350 | $37,991,000 |
$108,000 | $640,000 |
$102,000 | $455,000 |
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| American Indian or Alaskan Native |
10 | $1,020,000 |
$102,000 | $250,000 |
$167,000 | $408,000 |
| Asian |
32 | $2,264,000 |
$70,000 | $230,000 |
$96,000 | $191,000 |
| Black or African American |
6 | $578,000 |
$96,000 | $247,000 |
$50,000 | $88,000 |
| Hispanic |
26 | $2,369,000 |
$91,000 | $308,000 |
$79,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $445,000 |
$148,000 | $360,000 |
$119,000 | $168,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
22 | $2,467,000 |
$112,000 | $506,000 |
$104,000 | $270,000 |
| White |
751 | $73,324,000 |
$97,000 | $640,000 |
$102,000 | $846,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
850 | $82,467,000 |
$97,000 | $640,000 |
$102,000 | $846,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
22 | $2,369,000 |
$107,000 | $380,000 |
$120,000 | $284,000 |
| Application Denied By Financial Institution |
141 | $14,632,000 |
$103,000 | $600,000 |
$88,000 | $455,000 |
| Application Withdrawn By Applicant |
37 | $4,590,000 |
$124,000 | $380,000 |
$97,000 | $270,000 |
| File Closed For Incompleteness |
18 | $992,000 |
$55,000 | $150,000 |
$83,000 | $216,000 |
| Loan Originated |
632 | $59,884,000 |
$94,000 | $640,000 |
$105,000 | $846,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
14 | $1,501,000 |
$107,000 | $315,000 |
$107,000 | $286,000 |
| Credit Application Incomplete |
14 | $3,126,000 |
$223,000 | $600,000 |
$124,000 | $442,000 |
| Credit History |
31 | $1,910,000 |
$61,000 | $237,000 |
$90,000 | $291,000 |
| Debt-To-Income Ratio |
67 | $5,671,000 |
$84,000 | $290,000 |
$66,000 | $204,000 |
| Employment History |
3 | $160,000 |
$53,000 | $90,000 |
$150,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $72,000 |
$36,000 | $36,000 |
$63,000 | $72,000 |
| Unverifiable Information |
10 | $2,192,000 |
$219,000 | $392,000 |
$134,000 | $455,000 |
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Mortgage Loan App Totals for FOX CHASE BANK by:
Metropolitan Area And
County
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