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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOX COMMUNITIES CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOX COMMUNITIES CREDIT UNION |
| Address | 3401 E CALUMET
APPLETON, WI 54915 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,304 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $106,476,000 |
| Average Mortgage Loan Amount Applied For | $96,151 |
| Highest Mortgage Loan Amount Applied For | $379,000 |
| Average Applicant Income | $78,878 |
| Highest Applicant Income | $529,000 |
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| Home Improvement |
388 | $11,311,000 |
$29,000 | $268,000 |
$66,000 | $242,000 |
| Home Purchase |
498 | $52,422,000 |
$105,000 | $328,000 |
$60,000 | $529,000 |
| Refinancing |
499 | $53,104,000 |
$106,000 | $379,000 |
$63,000 | $252,000 |
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| American Indian or Alaskan Native |
5 | $294,000 |
$58,000 | $124,000 |
$54,000 | $88,000 |
| Asian |
6 | $218,000 |
$36,000 | $80,000 |
$60,000 | $86,000 |
| Black or African American |
2 | $137,000 |
$68,000 | $120,000 |
$88,000 | $127,000 |
| Hispanic |
14 | $1,291,000 |
$92,000 | $163,000 |
$43,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $778,000 |
$259,000 | $379,000 |
$38,000 | $100,000 |
| Not Provided |
20 | $658,000 |
$32,000 | $135,000 |
$56,000 | $130,000 |
| White |
1,335 | $113,461,000 |
$84,000 | $336,000 |
$64,000 | $529,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,385 | $116,837,000 |
$84,000 | $379,000 |
$63,000 | $529,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $191,000 |
$31,000 | $73,000 |
$70,000 | $131,000 |
| Application Denied By Financial Institution |
61 | $5,527,000 |
$90,000 | $191,000 |
$48,000 | $135,000 |
| Application Withdrawn By Applicant |
120 | $14,104,000 |
$117,000 | $336,000 |
$55,000 | $181,000 |
| File Closed For Incompleteness |
10 | $1,038,000 |
$103,000 | $200,000 |
$97,000 | $529,000 |
| Loan Originated |
1,185 | $95,705,000 |
$80,000 | $379,000 |
$65,000 | $252,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $97,000 |
$97,000 | $97,000 |
$36,000 | $36,000 |
| Preapproval Denied by Financial Institution |
2 | $175,000 |
$87,000 | $100,000 |
$31,000 | $33,000 |
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| Collateral |
8 | $510,000 |
$63,000 | $113,000 |
$63,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $2,328,000 |
$89,000 | $178,000 |
$48,000 | $100,000 |
| Debt-To-Income Ratio |
23 | $2,323,000 |
$101,000 | $191,000 |
$47,000 | $135,000 |
| Employment History |
2 | $99,000 |
$49,000 | $90,000 |
$19,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $442,000 |
$110,000 | $167,000 |
$24,000 | $34,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOX COMMUNITIES CREDIT UNION by:
Metropolitan Area And
County
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