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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOXBOROUGH SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOXBOROUGH SAVINGS BANK |
| Address | C/O BANKNORTH, N.A. 70 GRAY RD FALMOUTH, ME 04105 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,191,000 |
| Average Mortgage Loan Amount Applied For | $251,833 |
| Highest Mortgage Loan Amount Applied For | $630,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $459,000 |
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| Home Improvement |
10 | $787,000 |
$78,000 | $345,000 |
$63,000 | $110,000 |
| Home Purchase |
18 | $5,139,000 |
$234,000 | $480,000 |
$106,333 | $431,000 |
| Refinancing |
27 | $5,738,000 |
$211,000 | $630,000 |
$88,000 | $459,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $13,000 |
$13,000 | $13,000 |
$77,000 | $77,000 |
| Black or African American |
1 | $35,000 |
$35,000 | $35,000 |
$82,000 | $82,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
53 | $11,616,000 |
$214,333 | $630,000 |
$87,000 | $459,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
55 | $11,664,000 |
$212,000 | $630,000 |
$86,666 | $459,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,016,000 |
$153,500 | $322,000 |
$101,000 | $152,000 |
| Application Denied By Financial Institution |
3 | $281,000 |
$93,000 | $260,000 |
$87,000 | $148,000 |
| Application Withdrawn By Applicant |
3 | $354,000 |
$118,000 | $200,000 |
$73,000 | $102,000 |
| File Closed For Incompleteness |
1 | $15,000 |
$15,000 | $15,000 |
$50,000 | $50,000 |
| Loan Originated |
41 | $9,998,000 |
$230,333 | $630,000 |
$82,000 | $459,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOXBOROUGH SAVINGS BANK by:
Metropolitan Area And
County
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