AllMortgageDetail - Mortgage Application Details

Franklin Bank Ssb
Mortgage Loan Application
Totals and Details
for 2006

| More
Download the entire list of lenders located in Texas to a Spreadsheet or Other File Type
Mortgage Company & Address Franklin Bank Ssb
9800 Richmond, Suite 680
Houston, TX 77042
Federal Regulator Federal Deposit Insurance Corporation (FDIC)
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,939
Total Mortgage Loan Application Amount $3,337,124,000
Average Mortgage Loan Application Amount $155,468
Highest Mortgage Loan Application Amount $6,099,000
Average Applicant Income $48,548
Highest Applicant Income $3,480,000

Mortgage Loan Application Detail Totals for Franklin Bank Ssb in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,273 $1,686,250,000 $203,000 $4,000,000 $57,000 $3,480,000
Home Purchase 7,477 $1,599,577,000 $213,000 $6,099,000 $54,000 $2,289,000
Home Improvement 189 $51,297,000 $271,000 $1,125,000 $102,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,014 $1,223,657,000 $174,000 $4,000,000 $82,000 $3,480,000
Not applicable 4,848 $1,319,338,000 $272,000 $6,099,000 $0 $215,000
Black or African American 1,436 $230,651,000 $160,000 $2,321,000 $72,000 $929,000
Hispanic 1,435 $295,074,000 $205,000 $1,980,000 $82,000 $1,375,000
Not Provided 769 $162,659,000 $211,000 $3,100,000 $74,000 $1,559,000
Asian 334 $80,687,000 $241,000 $1,446,000 $101,000 $880,000
Native Hawaiin or Other Pacific Islander 53 $17,122,000 $323,000 $1,215,000 $109,000 $446,000
American Indian or Alaskan Native 50 $7,936,000 $158,000 $1,200,000 $86,000 $465,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,927 $3,207,682,000 $214,000 $6,099,000 $56,000 $3,480,000
FHA-insured (Federal Housing Administration) 649 $70,821,000 $109,000 $632,000 $45,000 $222,000
VA-guaranteed (Veterans Administration) 352 $57,517,000 $163,000 $418,000 $61,000 $298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,104,000 $100,000 $208,000 $41,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,847 $1,318,623,000 $272,000 $6,099,000 $0 $0
Loan Originated 3,532 $646,154,000 $182,000 $1,980,000 $90,000 $3,480,000
Application Withdrawn By Applicant 2,957 $518,125,000 $175,000 $4,000,000 $70,000 $1,806,000
Application Denied By Financial Institution 2,769 $518,403,000 $187,000 $3,100,000 $81,000 $2,289,000
Application Approved But Not Accepted 1,440 $268,868,000 $186,000 $2,000,000 $83,000 $1,287,000
File Closed For Incompleteness 394 $66,951,000 $169,000 $2,480,000 $65,000 $936,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0