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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FRANKLIN BANK SSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
FRANKLIN BANK SSB |
| Address | 9800 RICHMOND, SUITE 680
HOUSTON, TX 77042 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 15,939 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,337,124,000 |
| Average Mortgage Loan Amount Applied For | $155,468 |
| Highest Mortgage Loan Amount Applied For | $6,099,000 |
| Average Applicant Income | $48,548 |
| Highest Applicant Income | $3,480,000 |
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| Home Improvement |
189 | $51,297,000 |
$271,000 | $1,125,000 |
$102,000 | $600,000 |
| Home Purchase |
7,477 | $1,599,577,000 |
$213,000 | $6,099,000 |
$54,000 | $2,289,000 |
| Refinancing |
8,273 | $1,686,250,000 |
$203,000 | $4,000,000 |
$57,000 | $3,480,000 |
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| American Indian or Alaskan Native |
50 | $7,936,000 |
$158,000 | $1,200,000 |
$86,000 | $465,000 |
| Asian |
334 | $80,687,000 |
$241,000 | $1,446,000 |
$101,000 | $880,000 |
| Black or African American |
1,436 | $230,651,000 |
$160,000 | $2,321,000 |
$72,000 | $929,000 |
| Hispanic |
1,435 | $295,074,000 |
$205,000 | $1,980,000 |
$82,000 | $1,375,000 |
| Native Hawaiin or Other Pacific Islander |
53 | $17,122,000 |
$323,000 | $1,215,000 |
$109,000 | $446,000 |
| Not applicable |
4,848 | $1,319,338,000 |
$272,000 | $6,099,000 |
$0 | $215,000 |
| Not Provided |
769 | $162,659,000 |
$211,000 | $3,100,000 |
$74,000 | $1,559,000 |
| White |
7,014 | $1,223,657,000 |
$174,000 | $4,000,000 |
$82,000 | $3,480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14,927 | $3,207,682,000 |
$214,000 | $6,099,000 |
$56,000 | $3,480,000 |
| FHA-insured (Federal Housing Administration) |
649 | $70,821,000 |
$109,000 | $632,000 |
$45,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $1,104,000 |
$100,000 | $208,000 |
$41,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
352 | $57,517,000 |
$163,000 | $418,000 |
$61,000 | $298,000 |
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| Application Approved But Not Accepted |
1,440 | $268,868,000 |
$186,000 | $2,000,000 |
$83,000 | $1,287,000 |
| Application Denied By Financial Institution |
2,769 | $518,403,000 |
$187,000 | $3,100,000 |
$81,000 | $2,289,000 |
| Application Withdrawn By Applicant |
2,957 | $518,125,000 |
$175,000 | $4,000,000 |
$70,000 | $1,806,000 |
| File Closed For Incompleteness |
394 | $66,951,000 |
$169,000 | $2,480,000 |
$65,000 | $936,000 |
| Loan Originated |
3,532 | $646,154,000 |
$182,000 | $1,980,000 |
$90,000 | $3,480,000 |
| Loan Purchased By The Institution |
4,847 | $1,318,623,000 |
$272,000 | $6,099,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FRANKLIN BANK SSB by:
Metropolitan Area And
County
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