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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FRONTIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FRONTIER BANK |
| Address | 332 SW EVERETT MALL WAY
EVERETT, WA 98203 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 338 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,631,000 |
| Average Mortgage Loan Amount Applied For | $284,842 |
| Highest Mortgage Loan Amount Applied For | $5,840,000 |
| Average Applicant Income | $82,052 |
| Highest Applicant Income | $780,000 |
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| Home Improvement |
80 | $7,070,000 |
$88,000 | $612,000 |
$70,000 | $751,000 |
| Home Purchase |
190 | $123,678,000 |
$650,000 | $5,840,000 |
$65,000 | $780,000 |
| Refinancing |
68 | $25,883,000 |
$380,000 | $3,854,000 |
$76,000 | $430,000 |
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| American Indian or Alaskan Native |
1 | $13,000 |
$13,000 | $13,000 |
$29,000 | $29,000 |
| Asian |
2 | $231,000 |
$115,000 | $186,000 |
$99,000 | $109,000 |
| Black or African American |
1 | $40,000 |
$40,000 | $40,000 |
$76,000 | $76,000 |
| Hispanic |
7 | $601,000 |
$85,000 | $262,000 |
$82,000 | $183,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
109 | $116,962,000 |
$1,073,000 | $5,840,000 |
$1,000 | $159,000 |
| Not Provided |
21 | $4,225,000 |
$201,000 | $675,000 |
$88,000 | $238,000 |
| White |
197 | $34,559,000 |
$175,000 | $1,548,000 |
$102,000 | $780,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
338 | $156,631,000 |
$463,000 | $5,840,000 |
$68,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $2,627,000 |
$262,000 | $652,000 |
$124,000 | $253,000 |
| Application Denied By Financial Institution |
49 | $6,126,000 |
$125,000 | $588,000 |
$50,000 | $160,000 |
| Application Withdrawn By Applicant |
27 | $9,011,000 |
$333,000 | $3,220,000 |
$66,000 | $242,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
252 | $138,867,000 |
$551,000 | $5,840,000 |
$70,000 | $780,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FRONTIER BANK by:
Metropolitan Area And
County
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