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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FRONTIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FRONTIER BANK |
| Address | 332 SW EVERETT MALL WAY
EVERETT, WA 98203 |
| Agency | Federal Reserve System (FRS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 330 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $100,834,000 |
| Average Mortgage Loan Amount Applied For | $288,260 |
| Highest Mortgage Loan Amount Applied For | $15,155,000 |
| Average Applicant Income | $153,260 |
| Highest Applicant Income | $5,775,000 |
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| Home Improvement |
76 | $12,353,000 |
$345,000 | $3,200,000 |
$27,000 | $464,000 |
| Home Purchase |
133 | $59,535,000 |
$236,666 | $15,155,000 |
$243,333 | $5,130,000 |
| Refinancing |
121 | $28,946,000 |
$273,666 | $2,773,000 |
$107,666 | $5,775,000 |
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| American Indian or Alaskan Native |
1 | $6,000 |
$6,000 | $6,000 |
$57,000 | $57,000 |
| Asian |
3 | $2,016,000 |
$672,000 | $1,645,000 |
$60,000 | $116,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $378,000 |
$94,000 | $185,000 |
$47,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
70 | $56,409,000 |
$643,000 | $15,155,000 |
$122,000 | $5,775,000 |
| Not Provided |
19 | $3,571,000 |
$187,000 | $429,000 |
$55,000 | $125,000 |
| White |
233 | $38,454,000 |
$237,250 | $2,773,000 |
$166,250 | $2,889,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
329 | $100,519,000 |
$313,400 | $15,155,000 |
$138,000 | $5,775,000 |
| FHA-insured (Federal Housing Administration) |
1 | $315,000 |
$315,000 | $315,000 |
$60,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $2,533,000 |
$194,000 | $456,000 |
$58,000 | $327,000 |
| Application Denied By Financial Institution |
43 | $7,671,000 |
$178,000 | $900,000 |
$48,000 | $317,000 |
| Application Withdrawn By Applicant |
39 | $7,578,000 |
$194,000 | $836,000 |
$64,000 | $238,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
235 | $83,052,000 |
$323,400 | $15,155,000 |
$150,400 | $5,775,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FRONTIER BANK by:
Metropolitan Area And
County
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