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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FVB - SOUTHWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
FVB - SOUTHWEST |
| Address | 223 WEST NASH ST
WILSON, NC 27893 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 3,060 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $189,834,000 |
| Average Mortgage Loan Amount Applied For | $63,551 |
| Highest Mortgage Loan Amount Applied For | $660,000 |
| Average Applicant Income | $51,241 |
| Highest Applicant Income | $2,000,000 |
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| Home Improvement (one-to-four family) |
287 | $6,034,000 |
$13,000 | $160,000 |
$32,000 | $170,000 |
| Home Purchase (one-to-four family) |
286 | $15,569,000 |
$41,000 | $269,000 |
$46,666 | $1,332,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $154,000 |
$154,000 | $154,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
2,496 | $168,502,000 |
$62,666 | $660,000 |
$47,333 | $2,000,000 |
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| American Indian or Alaskan Native |
8 | $427,000 |
$53,000 | $73,000 |
$40,000 | $74,000 |
| Asian or Pacific Islander |
8 | $488,000 |
$61,500 | $175,000 |
$64,000 | $229,000 |
| Black |
146 | $7,739,000 |
$42,666 | $164,000 |
$38,333 | $175,000 |
| Hispanic |
4 | $121,000 |
$30,000 | $64,000 |
$31,000 | $46,000 |
| Information not provided by applicant in mail or telephone application |
47 | $3,136,000 |
$60,500 | $265,000 |
$48,500 | $188,000 |
| Not applicable |
2 | $107,000 |
$53,000 | $75,000 |
$738,000 | $1,332,000 |
| Other |
11 | $2,051,000 |
$147,500 | $339,000 |
$246,000 | $612,000 |
| White |
2,844 | $176,190,000 |
$57,333 | $660,000 |
$41,000 | $2,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,061 | $190,198,000 |
$56,666 | $660,000 |
$44,333 | $2,000,000 |
| FHA-insured (Federal Housing Administration) |
9 | $61,000 |
$6,000 | $25,000 |
$49,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
216 | $14,083,000 |
$46,333 | $339,000 |
$48,666 | $1,029,000 |
| Application Denied By Financial Institution |
400 | $24,081,000 |
$51,666 | $660,000 |
$35,333 | $2,000,000 |
| Application Withdrawn By Applicant |
116 | $7,547,000 |
$50,000 | $314,000 |
$50,000 | $211,000 |
| File Closed For Incompleteness |
1 | $165,000 |
$165,000 | $165,000 |
$50,000 | $50,000 |
| Loan Originated |
2,337 | $144,383,000 |
$59,333 | $572,000 |
$53,000 | $1,332,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
50 | $4,004,000 |
$58,666 | $267,000 |
$50,000 | $145,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
193 | $9,634,000 |
$43,666 | $186,000 |
$35,000 | $113,000 |
| Debt-To-Income Ratio |
142 | $9,780,000 |
$60,000 | $660,000 |
$30,666 | $2,000,000 |
| Employment History |
13 | $646,000 |
$27,500 | $130,000 |
$25,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $5,000 |
$5,000 | $5,000 |
$15,000 | $15,000 |
| Unverifiable Information |
1 | $12,000 |
$12,000 | $12,000 |
$25,000 | $25,000 |
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Mortgage Loan App Totals for FVB - SOUTHWEST by:
Metropolitan Area And
County
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