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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GALLERIA CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
GALLERIA CREDIT UNION |
| Address | 13155 NOEL ROAD SUITE 150
DALLAS, TX 75240 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,057,000 |
| Average Mortgage Loan Amount Applied For | $55,125 |
| Highest Mortgage Loan Amount Applied For | $220,000 |
| Average Applicant Income | $96,750 |
| Highest Applicant Income | $197,000 |
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| Home Improvement |
16 | $373,000 |
$23,000 | $46,000 |
$88,000 | $171,000 |
| Home Purchase |
2 | $389,000 |
$194,000 | $220,000 |
$130,000 | $197,000 |
| Refinancing |
6 | $295,000 |
$49,000 | $90,000 |
$92,000 | $186,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $229,000 |
$57,000 | $169,000 |
$48,000 | $64,000 |
| Hispanic |
6 | $205,000 |
$34,000 | $90,000 |
$71,000 | $186,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $20,000 |
$20,000 | $20,000 |
$103,000 | $103,000 |
| White |
13 | $603,000 |
$46,000 | $220,000 |
$115,000 | $197,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $1,057,000 |
$44,000 | $220,000 |
$92,000 | $197,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $90,000 |
$18,000 | $35,000 |
$54,000 | $110,000 |
| Application Withdrawn By Applicant |
2 | $55,000 |
$27,000 | $35,000 |
$83,000 | $103,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
17 | $912,000 |
$53,000 | $220,000 |
$105,000 | $197,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $35,000 |
$35,000 | $35,000 |
$49,000 | $49,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$37,000 | $37,000 |
| Debt-To-Income Ratio |
3 | $40,000 |
$13,000 | $15,000 |
$61,000 | $110,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GALLERIA CREDIT UNION by:
Metropolitan Area And
County
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