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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GARDNER FINANCIAL SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
GARDNER FINANCIAL SERVICES |
| Address | 1635 NE LOOP 410, STE 205
SAN ANTONIO, TX 78209 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 648 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $102,583,000 |
| Average Mortgage Loan Amount Applied For | $173,482 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $104,758 |
| Highest Applicant Income | $720,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
607 | $93,920,000 |
$154,000 | $634,000 |
$89,000 | $720,000 |
| Refinancing |
41 | $8,663,000 |
$211,000 | $1,300,000 |
$127,000 | $449,000 |
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| American Indian or Alaskan Native |
1 | $225,000 |
$225,000 | $225,000 |
$95,000 | $95,000 |
| Asian |
18 | $2,657,000 |
$147,000 | $397,000 |
$115,000 | $247,000 |
| Black or African American |
22 | $3,937,000 |
$178,000 | $361,000 |
$67,000 | $109,000 |
| Hispanic |
123 | $17,718,000 |
$144,000 | $600,000 |
$74,000 | $433,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $300,000 |
$150,000 | $183,000 |
$123,000 | $196,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
38 | $6,410,000 |
$168,000 | $634,000 |
$104,000 | $362,000 |
| White |
444 | $71,336,000 |
$160,000 | $1,300,000 |
$95,000 | $720,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
486 | $76,808,000 |
$158,000 | $1,300,000 |
$99,000 | $720,000 |
| FHA-insured (Federal Housing Administration) |
59 | $7,391,000 |
$125,000 | $203,000 |
$51,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $300,000 |
$300,000 | $300,000 |
$232,000 | $232,000 |
| VA-guaranteed (Veterans Administration) |
102 | $18,084,000 |
$177,000 | $361,000 |
$80,000 | $203,000 |
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| Application Approved But Not Accepted |
3 | $458,000 |
$152,000 | $162,000 |
$65,000 | $91,000 |
| Application Denied By Financial Institution |
2 | $289,000 |
$144,000 | $152,000 |
$57,000 | $70,000 |
| Application Withdrawn By Applicant |
31 | $5,353,000 |
$172,000 | $634,000 |
$87,000 | $433,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
612 | $96,483,000 |
$157,000 | $1,300,000 |
$92,000 | $720,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $137,000 |
$137,000 | $137,000 |
$70,000 | $70,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GARDNER FINANCIAL SERVICES by:
Metropolitan Area And
County
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